5375 Saddleback Ct, Richmond (El Sobrante), CA 94803 Property Records

Contra Costa County property record for 5375 Saddleback Ct, Richmond, CA 94803

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,754 sqft · built 1990
Lot Size	0.238 acres (10,374 sqft)
Owner	2 Company Names on Record
Last Sale	$721,000 (Nov 2019)
Tax Bill	$12,538 (2025)
Deeds & Mortgages	Apr 2023 Transfer Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`432-210-036-5`

Property Details

APN / Parcel Number

Primary APN	`432-210-036-5`
Alternative APN	`432-210-036`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,754 sqft Living Area
1st Floor Area	1,468 sqft
2nd Floor Area	1,286 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Tile
Lot Area	10,374 sqft (0.238 acres)
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5375 SADDLEBACK CT
City	EL SOBRANTE
State	CA
Zip	94803-3879
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	T6673 L100
Legal Subdivision	SUBDIVISION 6673
Legal Tract	6673
Legal Lot Number	100
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	BRIONES
Census Block Group	1
Census Block	1110
Census Tract	356002

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5375 SADDLEBACK CT, EL SOBRANTE, CA 94803-3879
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Intrafamily Transfer, Transfer
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE LOAN STORE INC
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK
Nov 5, 2019	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2019 · Amount on Record
Deed Sale	Nov 5, 2019 · Amount on Record
Prior Sale	Jun 15, 2006 · Amount on Record
Deed Document Number	2019197108
Prior Transfer Date	Oct 31, 1997
Prior Transfer Doc	0000217133
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 18, 2023
Property Address	5375 SADDLEBACK CT, RICHMOND, CA 94803-3879
Document Number	0000035967
Map Reference	MB 327 PG 10
Instrument Date	Apr 13, 2023
Instrument	2023-035967
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	5375 SADDLEBACK CT, RICHMOND, CA 94803-3879

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5375 SADDLEBACK CT, RICHMOND, CA 94803-3879
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5375 SADDLEBACK CT, RICHMOND, CA 94803-3879

Mortgage

Document Number	0000126447
Date	Apr 27, 2021
Instrument	2021-126447

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5375 SADDLEBACK CT, RICHMOND, CA 94803-3879
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5375 SADDLEBACK CT, RICHMOND, CA 94803-3879

Mortgage

Document Number	0000188522
Date	Aug 31, 2020
Instrument	2020-188522

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 5, 2019
Property Address	5375 SADDLEBACK CT, RICHMOND, CA 94803-3879
Document Number	0000197108
Instrument Date	Nov 4, 2019
Instrument	197108
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$793.10
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5375 SADDLEBACK CT RICHMOND CA 948033879, RICHMOND, CA 94803-3879

Mortgage

Document Number	197110
Date	Nov 5, 2019
Instrument	197110

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 4, 2039

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$804,284 (+2%) Land $334,654 Building $469,630
2025	$12,538.00 (+4.44%)	$788,515 (+4.04%) Land $328,093 Building $460,422
2023	$12,005.00 (+1.33%)	$757,898 Land $315,353 Building $442,545
2022	$11,847.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 57% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Unwired.

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