5436 Reef Cir, Carlsbad, CA 92008 Property Records

San Diego County property record for 5436 Reef Cir, Carlsbad, CA 92008

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,255 sqft · built 2015
Lot Size	0.257 acres (11,191 sqft)
Owner	Company Name on Record
Last Sale	$896,000 (Nov 2015)
Tax Bill	$11,507 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`212-102-52-00`

Property Details

APN / Parcel Number

Primary APN	`212-102-52-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,255 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	11,191 sqft (0.257 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	5436 REEF CIR
City	CARLSBAD
State	CA
Zip	92008-3735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 4 TR 015992
Legal Subdivision	CT 06-13
Legal Tract	015992
Legal Block	2
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2001
Census Tract	22101

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3475 YANCEY PL, CARMEL, IN 46074-4705
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Oct 15, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2015 · Amount on Record
Deed Sale	Nov 13, 2015 · Amount on Record
Deed Document Number	2015590991
Last Transfer Date	Sep 20, 2018
Transfer Doc	0000426211
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5436 REEF CIR, CARLSBAD, CA 92008-3735
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5436 REEF CIR, CARLSBAD, CA 92008-3735

Mortgage

Document Number	0000000370
Date	Jan 4, 2021
Instrument	2021-0000370

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 15, 2018
Property Address	5436 REEF CIR, CARLSBAD, CA 92008-3735
Document Number	0000426211
Instrument Date	Sep 20, 2018
Instrument	426211
Transaction Type	Transfer
Record Updated	Oct 22, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5436 REEF CIR CARLSBAD CA 920083735, CARLSBAD, CA 92008-3735

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,081,820 (+2%) Land $452,800 Building $629,020
2025	$11,507.00 (+4.77%)	$1,060,609 (+4.04%) Land $443,922 Building $616,687
2023	$10,983.00 (+1.58%) Homeowner's exemption	$1,019,427 Land $426,685 Building $592,742
2022	$10,812.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications, GeoLinks.

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