San Diego County property record for 5428 Reef Cir, Carlsbad, CA 92008
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,255 sqft · built 2015 |
| Lot Size | 0.265 acres (11,543 sqft) |
| Owner | Company Name on Record |
| Last Sale | $925,000 (Nov 2015) |
| Tax Bill | $12,308 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 212-102-50-00 |
| Primary APN | 212-102-50-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,255 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 11,543 sqft (0.265 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 5428 REEF CIR |
|---|---|
| City | CARLSBAD |
| State | CA |
| Zip | 92008-3735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 2 TR 015992 |
| Legal Subdivision | CARLSBAD COURT 06-13 |
| Legal Tract | 015992 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 22101 |
Source: San Diego County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5428 REEF CIR, CARLSBAD, CA 92008-3735 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Apr 19, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 2, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2015 · Amount on Record |
| Deed Sale | Nov 23, 2015 · Amount on Record |
| Deed Document Number | 2015604724 |
| Last Transfer Date | Apr 9, 2021 |
| Transfer Doc | 0000298573 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 19, 2021 |
| Property Address | 5428 REEF CIR, CARLSBAD, CA 92008-3735 |
| Document Number | 0000298573 |
| Map Reference | MAP 15992 |
| Instrument Date | Apr 9, 2021 |
| Instrument | 2021-0298573 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 5428 REEF CIR, CARLSBAD, CA 92008-3735 |
| Document Number | 0000298574 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 2021-0298574 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 2, 2021 |
| Property Address | 5428 REEF CIR, CARLSBAD, CA 92008-3735 |
| Document Number | 0000080967 |
| Map Reference | MAP 15992 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 2021-0080967 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 5428 REEF CIR, CARLSBAD, CA 92008-3735 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Carlsbad City |
| Unified School District | Carlsbad Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,164,723 (+2%) Land $489,022 Building $675,701 | |
| 2025 | $12,308.00 (+4.08%) Homeowner's exemption | $1,141,886 (+4.04%) Land $479,434 Building $662,452 |
| 2023 | $11,825.00 (+1.58%) Homeowner's exemption | $1,097,547 Land $460,818 Building $636,729 |
| 2022 | $11,641.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARLSBAD MWD serves 96,371 people · EPA ID CA3710005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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