5435 River Rd, Laurel, MT 59044 Property Records

Yellowstone County property record for 5435 River Rd, Laurel, MT 59044 · Last verified February 2026

Property Summary

Property Type	Rural Home
Details	4 bd · 4 ba · 2,090 sqft · built 2003
Lot Size	20 acres (871,200 sqft)
Owner	Company Name on File
Tax Bill	$4,474 (2025)
Deeds & Mortgages	Jan 2026 Transfer Nov 2020 Loan Modification + 7 more
Flood Zone	Zone AE (high risk)
APN	`000D125590`

Property Details

APN / Parcel Number

Primary APN	`000D125590`
Alternative APNs	`03-0822-04-3-18-01-0000` `R0370022` `D125590`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,090 sqft Living Area
1st Floor Area	2,090 sqft
Basement Area	1,857 sqft
Finished Basement	1,857 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Prefabricated

Exterior

Year Built	Built 2003
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	871,200 sqft (20 acres)
Terrain	Wooded
Garage Area	830 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	580 sqft
Pole Barn	1,600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	000D125590
Old Parcel Number	D125590
Street Address	5435 RIVER RD
City	LAUREL
State	MT
Zip	59044-8885
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S04, T02 S, R25 E, C.O.S. 3033, PARCEL 1
Legal Range	25E
Legal Township	02S
Legal Section	04
Legal Quarter	SW
Legal Subdivision	TRACT 1
Legal Tract	1
Legal Lot Number	11
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	SOUTH YELLOWSTONE
Census Block Group	2
Census Block	2069
Census Tract	940001

Owner

Source: Yellowstone County records · APN 000D125590

Assessment roll updated December 31, 2024 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	5435 RIVER RD, LAUREL, MT 59044-8885
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Intrafamily Transfer, Transfer
Nov 17, 2020	Loan Modification, Mortgage YELLOWSTONE BK
Aug 13, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 27, 2019	Loan Modification, Mortgage YELLOWSTONE BK
Aug 22, 2019	Deed of Trust, Mortgage · Line of Credit YELLOWSTONE BK
Dec 21, 2018	Trustee's Deed, Construction Loan · Line of Credit YELLOWSTONE BK
Sep 17, 2018	Loan Modification, Mortgage YELLOWSTONE BK
Aug 28, 2017	Deed of Trust, Construction Loan · Line of Credit YELLOWSTONE BK
Apr 13, 2017	Trustee's Deed, Construction Loan · Line of Credit YELLOWSTONE BK

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Prior Sale	Aug 13, 2020
Last Transfer Date	Jan 20, 2026
Transfer Doc	0004124295
Record Updated	Jun 08, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YELLOWSTONE MT
Recording Date	Jan 20, 2026
Property Address	5435 RIVER RD, LAUREL, MT 59044-8885
Document Number	0004124295
Map Reference	DOC 3084578
Instrument Date	Jan 20, 2026
Instrument	4124295
Transaction Type	Transfer
Record Updated	Feb 02, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5435 RIVER RD, LAUREL, MT 59044-8885

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5435 RIVER RD, LAUREL, MT 59044-8885

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	5435 RIVER RD, LAUREL, MT 59044-8885
Document Number	0003948949
Instrument Date	Nov 17, 2020
Transaction Type	Mortgage
Record Updated	Dec 04, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 81025 BILLINGS MT 591081025, BILLINGS, MT 59108-1025

Mortgage

Document Number	0003948949
Date	Nov 24, 2020
Instrument	3948949

Lender

Name	YELLOWSTONE BK
Type	Bank
Address	BILLINGS, MT 59108

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Nov 23, 2021

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Aug 13, 2020
Property Address	5435 RIVER RD, LAUREL, MT 59044-8885
Document Number	0003933293
Instrument Date	Jun 06, 2020
Instrument	3933293
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5435 RIVER RD LAUREL MT 590448885, LAUREL, MT 59044-8885

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	5435 RIVER RD, LAUREL, MT 59044-8885
Document Number	0003896097
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 81025 BILLINGS MT 591081025, BILLINGS, MT 59108-1025

Mortgage

Document Number	0003896097
Date	Sep 11, 2019
Instrument	3896097

Lender

Name	YELLOWSTONE BK
Type	Bank
Address	BILLINGS, MT 59108

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 10, 2020

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	5435 RIVER RD, LAUREL, MT 59044-8885
Document Number	0003896125
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	STEWART TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5435 RIVER RD LAUREL MT 590448885, LAUREL, MT 59044-8885

Mortgage

Document Number	0003896125
Date	Sep 11, 2019
Instrument	3896125

Lender

Name	YELLOWSTONE BK
Type	Bank
Address	BILLINGS, MT 59108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 10, 2024

Interest

Rate Type	Adjustable Rate

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Dec 21, 2018
Property Address	5435 RIVER RD, LAUREL, MT 59044-8885
Instrument Date	Dec 13, 2018
Instrument	3871720
Transaction Type	Construction Loan
Record Updated	Jan 04, 2019
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 81025 BILLINGS MT 591081025, BILLINGS, MT 59108-1025

Mortgage

Document Number	0003871720
Date	Dec 21, 2018
Instrument	3871720

Lender

Name	YELLOWSTONE BK
Type	Bank
Address	COLUMBUS, MT 59019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 20, 2019

Interest

Rate Type	Adjustable Rate

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	5435 RIVER RD, LAUREL, MT 59044-8885
Document Number	0003862959
Instrument Date	Sep 17, 2018
Transaction Type	Mortgage
Record Updated	Feb 22, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 81025 BILLINGS MT 591081025, BILLINGS, MT 59108-1025

Mortgage

Document Number	0003862959
Date	Sep 19, 2018
Instrument	3862959

Lender

Name	YELLOWSTONE BK
Type	Bank
Address	BILLINGS, MT 59108

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 18, 2019

August 2017: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Recording Date	Aug 28, 2017
Property Address	5435 RIVER RD, LAUREL, MT 59044-8885
Document Number	0003825231
Instrument Date	Aug 25, 2017
Instrument	3825231
Transaction Type	Construction Loan
Record Updated	Dec 04, 2020
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 81025 BILLINGS MT 591081025, BILLINGS, MT 59108-1025

Mortgage

Document Number	0003825231
Date	Aug 28, 2017
Instrument	3825231

Lender

Name	YELLOWSTONE BK
Type	Bank
Address	BILLINGS, MT 59108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 27, 2018

Interest

Rate Type	Adjustable Rate

April 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Apr 13, 2017
Property Address	5435 RIVER RD, LAUREL, MT 59044-8885
Instrument Date	Apr 07, 2017
Instrument	3810938
Transaction Type	Construction Loan
Record Updated	Apr 21, 2017
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 81025 BILLINGS MT 591081025, BILLINGS, MT 59108-1025

Mortgage

Document Number	0003810938
Date	Apr 13, 2017
Instrument	3810938

Lender

Name	YELLOWSTONE BK
Type	Bank
Address	BILLINGS, MT 59108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 12, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Yellowstone County records · Assessment roll updated December 31, 2024 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,474.00 (+4.97%)	$970,554 (+46.35%)	$970,554 (+46.35%) Land $74,154 Building $896,400
2023	$4,262.00	$663,167	$663,167 Land $58,247 Building $604,920

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Yellowstone County (30111C), updated March 23, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 301119400012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 24 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	10 (2011–2022)
Most Recent Claim	Jun 2022, river or lake flooding, Severe Storm And Flooding
Claims By Storm	Severe Storm And Flooding, Jun 2022 · 8 claims

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 40% of Montana
Wildfire Likelihood	About 1 in 500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
BHT Investment Holdings	Fixed Wireless (unlicensed)	100 / 20
Lumen Technologies	DSL	60 / 5
AT&T	Fixed Wireless	25 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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