5423 River Rd, Laurel, MT 59044 Property Records

Yellowstone County property record for 5423 River Rd, Laurel, MT 59044 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1990
Square Footage	4,648 sqft Living Area
Lot Size	844,890 sqft (19.3 acres)
Garage	Detached, 800 sqft
Occupancy	Owner Occupied
Tax Bill	$3,756.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`000D125600`
Alternative APNs	`03-0822-04-3-01-01-0000` `R0370023` `D125600` `D12560`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Building Area	4,648 sqft Living Area
Gross Area	5,250 sqft Gross Area
1st Floor	2,948 sqft 1st Floor
Basement Area	2,302 sqft Basement
Finished Basement	1,700 sqft Finished
Unfinished Basement	602 sqft Unfinished
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1990
Architectural Style	Ranch Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	844,890 sqft (19.3 acres)
Parking Spaces	6 Parking Spaces
Garage Type	Detached Garage
Garage Area	800 sqft Garage
Deck Area	384 sqft Deck
Porch Area	192 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Geo-Thermal Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Street Address	5423 RIVER RD
City	LAUREL
State	MT
Zip	59044-8885
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S04, T02 S, R25 E, C.O.S. 3033, PARCEL 2
Legal Range	25E
Legal Township	02S
Legal Section	04
Legal Subdivision	CERTIFICATE OF SURVEY #3033
Legal Tract	2
Legal Block	2
Jurisdiction	YELLOWSTONE MT
Minor Civil Division	SOUTH YELLOWSTONE
Census Blockgroup	2
Census Block	2069
Census Tract	940001

Owner

Source: Yellowstone County records · APN 000D125600

Assessment roll updated September 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5423 RIVER RD, LAUREL, MT 59044-8885
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	5423 RIVER RD, LAUREL, MT 59044-8885
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5423 RIVER RD, LAUREL, MT 59044-8885

Mortgage

Document Number	0004046801
Date	May 11, 2023
Instrument	4046801

Lender

Name	WESTERN SECURITY BANK
Type	Bank
Address	BILLINGS, MT 59104

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Yellowstone County records · Assessment roll updated September 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$717,000 (+27.4%) Land $147,719 Building $569,281	$717,000 (+27.4%) Land $147,719 Building $569,281
2024	$3,756.00 (+5.54%)
2023	$3,559.00	$562,800	$562,800 Land $129,220 Building $433,580

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Yellowstone County (30111C), updated March 23, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 37% of Montana
Wildfire Likelihood	About 1 in 549 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.