5434 Desertgold Dr, Cincinnati, OH 45247 Property Records

Hamilton County property record for 5434 Desertgold Dr, Cincinnati, OH 45247

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,410 sqft · built 1983
Lot Size	0.319 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jul 2021)
Tax Bill	$4,137 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`510-0221-0071-00`

Property Details

APN / Parcel Number

Primary APN	`510-0221-0071-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,410 sqft Living Area
1st Floor Area	690 sqft
2nd Floor Area	720 sqft
Basement Area	690 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	13,939 sqft (0.319 acres)
Lot Dimensions	175 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Patio Area	338 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5434 DESERTGOLD DR
City	CINCINNATI
State	OH
Zip	45247-3562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESERTGOLD DR 80 X 175 LOT 30 PEACHTREE SUB BL A
Legal Subdivision	PEACHTREE SUB
Legal Block	A
Legal Lot Number	30
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	3
Census Block	3002
Census Tract	20707

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5434 DESERTGOLD DR, CINCINNATI, OH 45247-3562
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2021 · Amount on Record
Deed Sale	Jul 28, 2021 · Amount on Record
Deed Document Number	0000091731
Deed Book / Page	14468 / 2657
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 28, 2021
Property Address	5434 DESERTGOLD DR, CINCINNATI, OH 45247-3562
Document Number	0000091731
Book / Page	14468 / 2657
Map Reference	MB 233 PG 22&23
Instrument Date	Jul 19, 2021
Instrument	2021-0091731
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$615.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5434 DESERTGOLD DR, CINCINNATI, OH 45247-3562

Mortgage

Document Number	0000091732
Date	Jul 28, 2021
Instrument	2021-0091732

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,137.00 (+7.85%)	$71,750 (-) Land $20,125 Building $51,625
2024	$3,836.00 (-0.6%)	$71,750 (-) Land $20,125 Building $51,625
2023	$3,859.00 (+2.5%)	$71,750 (+25.6%) Land $20,125 Building $51,625	$205,000 (+25.61%) Land $57,500 Building $147,500
2022	$3,765.00 Homeowner's exemption	$57,124 Land $18,032 Building $39,092
2020			$163,210 Land $51,520 Building $111,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20