Hamilton County property record for 5390 Desertgold Dr, Cincinnati, OH 45247
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,080 sqft · built 1987 |
| Lot Size | 0.393 acres (17,119 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (May 2022) |
| Tax Bill | $7,758 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Aug 2021 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0221-0074-00 |
| Primary APN | 510-0221-0074-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,080 sqft Living Area |
| Gross Area | 3,640 sqft |
| 1st Floor Area | 1,460 sqft |
| 2nd Floor Area | 720 sqft |
| Basement Area | 1,460 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Fiberglass |
| Lot Area | 17,119 sqft (0.393 acres) |
| Lot Dimensions | 106 ft deep x 104 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 5390 DESERTGOLD DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45247-3500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DESERTGOLD 104.22 X 106.29 IRR LOT 33 PEACHTREE SUB BL A |
| Legal Subdivision | PEACHTREE SUB |
| Legal Block | A |
| Legal Lot Number | 33 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 20707 |
5390 Desertgold Dr is owned and occupied by two individuals who bought it in May 2022.
Source: Hamilton County records, as of July 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5390 DESERTGOLD DR, CINCINNATI, OH 45247-3500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Aug 30, 2021 | Deed of Trust, Mortgage · Line of Credit THE NORTH SIDE BANK & TRUST CO |
| Feb 26, 2021 | Deed of Trust, Mortgage · Line of Credit THE NORTH SIDE BANK & TRUST CO |
| Jan 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GENERAL ELEC CREDIT |
| Jun 11, 2020 | Loan Modification, Mortgage · Line of Credit NORTH SIDE BK |
| Sep 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GENERAL ELECTRIC CU |
| Sep 16, 2019 | Deed of Trust, Mortgage · Line of Credit NORTH SIDE BK |
| Oct 3, 2017 | Warranty Deed, Transfer THIRD FSLA OF CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2022 · Amount on File |
| Deed Sale | May 16, 2022 · Amount on File |
| Prior Sale | Oct 3, 2017 · Amount on File |
| Deed Document Number | 202248463 |
| Deed Book / Page | 14668 / 1582 |
| Prior Transfer Date | Jul 19, 2006 |
| Prior Transfer Doc | 0000121104 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 16, 2022 |
| Property Address | 5390 DESERTGOLD DR, CINCINNATI, OH 45247-3500 |
| Document Number | 0000048463 |
| Book / Page | 14668 / 1582 |
| Map Reference | MB 233 PG 22&23 |
| Instrument Date | May 6, 2022 |
| Instrument | 2022-0048463 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 5390 DESERTGOLD DR, CINCINNATI, OH 45247-3500 |
| Document Number | 0000048464 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 2022-0048464 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5390 DESERTGOLD DR, CINCINNATI, OH 45247-3500 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5390 DESERTGOLD DR, CINCINNATI, OH 45247-3500 |
| Document Number | 0000104674 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 14491/2240 |
| Instrument | 2021-0104674 |
| Name | THE NORTH SIDE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5390 DESERTGOLD DR, CINCINNATI, OH 45247-3500 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5390 DESERTGOLD DR, CINCINNATI, OH 45247-3500 |
| Document Number | 0000024707 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | 14363/1624 |
| Instrument | 2021-0024707 |
| Name | THE NORTH SIDE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45233 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5390 DESERTGOLD DR, CINCINNATI, OH 45247-3500 |
| Document Number | 0000006446 |
| Instrument Date | Jan 8, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5390 DESERTGOLD DR CINCINNATI OH 452473500, CINCINNATI, OH 45247-3500 |
| Document Number | 0000006446 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 014334/002623 |
| Instrument | 6446 |
| Name | GENERAL ELEC CREDIT |
|---|---|
| Type | Funding / Finance Company |
| Address | CINCINNATI, OH 45241 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 13, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5390 DESERTGOLD DR, CINCINNATI, OH 45247-3500 |
| Document Number | 0000061654 |
| Instrument Date | Jun 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 5390 DESERTGOLD DR CINCINNATI OH 452473500, CINCINNATI, OH 45247-3500 |
| Document Number | 0000061654 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 014199/000673 |
| Instrument | 61654 |
| Name | NORTH SIDE BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 28, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5390 DESERTGOLD DR, CINCINNATI, OH 45247-3500 |
| Document Number | 0000081387 |
| Instrument Date | Sep 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5390 DESERTGOLD DR CINCINNATI OH 452473500, CINCINNATI, OH 45247-3500 |
| Document Number | 0000081387 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 014007/000768 |
| Instrument | 81387 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45241 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 22, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5390 DESERTGOLD DR, CINCINNATI, OH 45247-3500 |
| Document Number | 0000090149 |
| Instrument Date | Sep 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 5390 DESERTGOLD DR CINCINNATI OH 452473500, CINCINNATI, OH 45247-3500 |
| Document Number | 0000090149 |
|---|---|
| Date | Oct 16, 2019 |
| Book Page | 014024/001518 |
| Instrument | 90149 |
| Name | NORTH SIDE BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 3, 2017 |
| Property Address | 5390 DESERTGOLD DR, CINCINNATI, OH 45247-3500 |
| Document Number | 0000000259 |
| Map Reference | MB 223 PG 22 |
| Instrument Date | Sep 22, 2017 |
| Instrument | 17-0090259 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 5390 DESERTGOLD DR, CINCINNATI, OH 45247-3500 |
| Document Number | 0000000260 |
|---|---|
| Date | Oct 3, 2017 |
| Instrument | 17-0090260 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Lending Institution |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 5390 Desertgold Dr was $7,758, up 5.2% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,758.00 (+5.22%) | $138,250 (-) Land $20,125 Building $118,125 | $395,000 Land $57,500 Building $337,500 |
| 2024 | $7,373.00 (-0.61%) | $138,250 (-) Land $20,125 Building $118,125 | |
| 2023 | $7,418.00 (+46.34%) | $138,250 (+79.55%) Land $20,125 Building $118,125 | $395,000 Land $57,500 Building $337,500 |
| 2022 | $5,069.00 Homeowner's exemption | $77,000 Land $18,032 Building $58,968 | |
| 2020 | $220,000 Land $51,520 Building $168,480 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5390 Desertgold Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5390 Desertgold Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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