5433 Upper Mill Ter S, Frederick, MD 21703 Property Records

Frederick County property record for 5433 Upper Mill Ter S, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details2.5 ba · 2,652 sqft · built 2003
Lot Size0.051 acres (2,200 sqft)
OwnerIndividual Name on Record
Last Sale$226,136 (Feb 2004)
Tax Bill$4,261 (2025)
Flood ZoneZone X (minimal risk)
APN28-584970

Property Details

APN / Parcel Number

Primary APN28-584970
Alternative APN
  • 584970

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,652 sqft Living Area
Gross Area2,892 sqft
1st Floor Area892 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area2,200 sqft (0.051 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number584970
Street Address5433 UPPER MILL TER S
CityFREDERICK
StateMD
Zip21703-7097
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeORI
Legal DescriptionLOT 132 PHASE II 2,200 SQ. FT. WESTVIEW PARK
Legal SubdivisionWESTVIEW PARK
Legal Phase2
Legal Lot Number132
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1012
Census Tract751003

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5433 UPPER MILL TER S, FREDERICK, MD 21703-7097
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 13, 2004 · Amount on Record
Deed SaleFeb 13, 2004 · Amount on Record
Deed Document Number20041001
Deed Book / Page4407 / 12
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$375,033 (+18.81%)$404,700 (+12.35%) Land $115,000 Building $289,700
2025$4,261.00 (+14.94%)
2023$3,707.00 Homeowner's exemption$315,667$360,200 Land $80,000 Building $280,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimSep 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Upper Mill Ter S

Nearby Streets

Search Property Records by Address or Parcel Number