5428 Upper Mill Ter S, Frederick, MD 21703 Property Records

Frederick County property record for 5428 Upper Mill Ter S, Frederick, MD 21703 · Last verified September 2023

Property Summary

Property Type	Townhouse
Details	4 ba · 2,070 sqft · built 2004
Lot Size	0.045 acres (2,000 sqft)
Owner	Individual Name on File
Last Sale	$245,900 (Nov 2015)
Tax Bill	$4,091 (2023)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-585624`

Property Details

APN / Parcel Number

Primary APN	`28-585624`
Alternative APN	`585624`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,070 sqft Total Area
1st Floor Area	880 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.045 acres)
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	585624
Street Address	5428 UPPER MILL TER S
City	FREDERICK
State	MD
Zip	21703-7308
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 104 PHASE III 2,000 SQ. FT. WESTVIEW PARK
Legal Subdivision	WESTVIEW PARK PH 03
Legal Phase	3
Legal Lot Number	104
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1013
Census Tract	751003

Owner

Source: Frederick County records · APN 28-585624

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5428 UPPER MILL TER S, FREDERICK, MD 21703-7308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 05, 2015 · Amount on Record
Deed Sale	Nov 05, 2015 · Amount on Record
Prior Sale	Jan 16, 2015 · Amount on Record
Deed Document Number	0010843293
Deed Book / Page	10843 / 293
Record Updated	Jun 07, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5428 UPPER MILL TER S, FREDERICK, MD 21703-7308
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5428 UPPER MILL TER S, FREDERICK, MD 21703-7308

Mortgage

Document Number	0149410268
Date	Jun 01, 2021
Book Page	14941/268

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	293 Months
Due	Nov 01, 2045

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,091.00	$341,633	$397,300 Land $80,000 Building $317,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.