5433 Cayman Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 5433 Cayman Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 5,294 sqft · built 1991
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,285 (2024)
Deeds & Mortgages	Jan 2021 Line of Credit May 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-21-007-004.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-21-007-004.000-018`
Alternative APN	`1610210007004000`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,294 sqft Living Area
1st Floor Area	2,266 sqft
2nd Floor Area	3,028 sqft
Basement Area	2,266 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Architectural Style	Other
Exterior Material	Brick
Construction Type	Wood
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	120 ft deep x 155 ft wide
Garage Type	Attached
Garage Area	1,024 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1610210007004000
Street Address	5433 CAYMAN DR
City	CARMEL
State	IN
Zip	46033-8609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .43, SECTION 21, TOWNSHIP 18, RANGE 4, WOODFIELD, SECTION 7A, LOT 148
Legal Range	04
Legal Township	18
Legal Section	21
Legal Subdivision	CARMEL WOODFIELD
Legal Block	7A
Legal Lot Number	148
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2003
Census Tract	110907

Owner

5433 Cayman Dr is owned and occupied by two individuals.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5433 CAYMAN DR, CARMEL, IN 46033-8609
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST BANK OF INDIANA
May 17, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS ST BK/NEW CASTLE
May 17, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS ST BK/NEW CASTLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	5433 CAYMAN DR, CARMEL, IN 46033-8609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001939
Date	Jan 11, 2021
Instrument	2021001939

Lender

Name	COMMUNITY FIRST BANK OF INDIANA
Type	Bank
Address	WESTFIELD, IN 46074

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	5433 CAYMAN DR, CARMEL, IN 46033-8609
Document Number	0000024258
Instrument Date	May 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5433 CAYMAN DR CARMEL IN 460338609, CARMEL, IN 46033-8609

Mortgage

Document Number	0000024258
Date	May 26, 2017
Instrument	24258

Lender

Name	CITIZENS ST BK/NEW CASTLE
Type	Bank
Address	FISHERS, IN 46038

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 25, 2027

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	5433 CAYMAN DR, CARMEL, IN 46033-8609
Document Number	0000024222
Instrument Date	May 17, 2017
Transaction Type	Mortgage
Record Updated	Jun 19, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5433 CAYMAN DR CARMEL IN 460338609, CARMEL, IN 46033-8609

Mortgage

Document Number	0000024222
Date	May 26, 2017
Instrument	24222

Lender

Name	CITIZENS ST BK/NEW CASTLE
Type	Bank
Address	FISHERS, IN 46038

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 25, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$810,600 Land $184,400 Building $626,200	$810,600 Land $184,400 Building $626,200
2024	$9,285.00 (+0.81%)
2023	$9,210.00 (+17.24%) Homeowner's exemption	$808,600 (+17.96%) Land $112,600 Building $696,000	$808,600 (+17.96%) Land $112,600 Building $696,000
2022	$7,856.00 Homeowner's exemption	$685,500 Land $112,600 Building $572,900	$685,500 Land $112,600 Building $572,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5433 Cayman Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5433 Cayman Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Xfinity.

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