5374 Cayman Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 5374 Cayman Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,459 sqft · built 1989
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Owner Names on File
Last Sale	$490,000 (Jun 2009)
Tax Bill	$8,395 (2024)
Deeds & Mortgages	Jun 2021 Line of Credit Oct 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-21-006-001.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-21-006-001.000-018`
Alternative APN	`1610210006001000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,459 sqft Living Area
1st Floor Area	2,789 sqft
2nd Floor Area	1,377 sqft
Attic Area	255 sqft
Basement Area	1,573 sqft
Finished Basement	1,293 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	155 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	749 sqft
Parking Spaces	3 Parking Spaces
Pool Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1610210006001000
Street Address	5374 CAYMAN DR
City	CARMEL
State	IN
Zip	46033-8626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .43, SECTION 21, TOWNSHIP 18, RANGE 4, WOODFIELD, PHASE 2 , SECTION 6, LOT 139
Legal Range	04
Legal Township	18
Legal Section	21
Legal Subdivision	WOODFIELD SECTION SIX PHASE TWO
Legal Phase	2
Legal Block	6
Legal Lot Number	139
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2011
Census Tract	110907

Owner

The current owner of 5374 Cayman Dr bought it in June 2009.

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on File
Mailing Address	5374 CAYMAN DR, CARMEL, IN 46033-8626
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Oct 4, 2022	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Mar 22, 2017	Deed of Trust, Mortgage KS STATEBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2009 · Amount on File
Deed Sale	Jun 8, 2009 · Amount on File
Deed Document Number	2009034039
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	5374 CAYMAN DR, CARMEL, IN 46033-8626
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040454
Date	Jun 1, 2021
Instrument	2021040454

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	NOBLESVILLE, IN 46060

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 23, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	5374 CAYMAN DR, CARMEL, IN 46033-8626
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5374 CAYMAN DR, CARMEL, IN 46033-8626

Mortgage

Document Number	0000048650
Date	Oct 4, 2022
Instrument	2022048650

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	5374 CAYMAN DR, CARMEL, IN 46033-8626
Document Number	0000016058
Instrument Date	Mar 22, 2017
Transaction Type	Mortgage
Record Updated	Jun 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5374 CAYMAN DR CARMEL IN 460338626, CARMEL, IN 46033-8626

Mortgage

Document Number	0000016058
Date	Apr 13, 2017
Instrument	16058

Lender

Name	KS STATEBANK
Address	MANHATTAN, KS 66502

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 12, 2032

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$732,300 Land $184,400 Building $547,900	$732,300 Land $184,400 Building $547,900
2024	$8,395.00 (-3.65%)
2023	$8,713.00 (+17.03%) Homeowner's exemption	$727,700 (+16.56%) Land $112,600 Building $615,100	$727,700 (+16.56%) Land $112,600 Building $615,100
2022	$7,445.00 Homeowner's exemption	$624,300 Land $112,600 Building $511,700	$624,300 Land $112,600 Building $511,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5374 Cayman Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5374 Cayman Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Xfinity.

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