5433 Ardmore Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5433 Ardmore Loop, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2018
Square Footage	2,488 sqft Heated Area
Lot Size	7,405 sqft (0.169 acres)
Occupancy	Owner Occupied
Last Sale	$305,538 (2019)
Tax Bill	$4,043.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`162531338100010470`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,488 sqft Heated Area
Gross Area	2,943 sqft Gross Area
1st Floor	1,368 sqft 1st Floor
Upper Floors	1,120 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2018
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,405 sqft (0.169 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	420 sqft Garage
Porch	Open Porch
Porch Area	35 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	5433 ARDMORE LOOP
City	SAINT CLOUD
State	FL
Zip	34771-8019
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HANOVER RESERVE REPLAT PB 24 PGS 133-135 LOT 47
Legal Range	31E
Legal Township	25S
Legal Section	16
Legal Subdivision	HANOVER RESERVE
Legal Tract	3381
Legal Lot Number	47
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1031
Census Tract	43700

Owner

Source: Osceola County records · APN 162531338100010470

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5433 ARDMORE LOOP, SAINT CLOUD, FL 34771-8019
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 02, 2019 · Amount on Record
Deed Sale	Jan 02, 2019 · Amount on Record
Deed Doc Number	2019000327
Deed Book / Page	5457 / 1434
Record Refreshed	Jun 08, 2026

January 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 02, 2019
Property Address	5433 ARDMORE LOOP, SAINT CLOUD, FL 34771-8019
Document Number	0054571434
Book / Page	005457 / 001434
Instrument Date	Dec 31, 2018
Instrument	327
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 16, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,138.77
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5433 ARDMORE LOOP ST CLOUD FL 347718019, ST CLOUD, FL 34771-8019

Mortgage

Document Number	54571436
Date	Jan 02, 2019
Book Page	005457/001436
Instrument	328

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2034

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,043.00 (+7.33%) Homeowner's exemption	$281,274 (+5.99%)	$381,700 (-0.5%) Land $75,000 Building $306,700
2023	$3,767.00 (+4.18%) Homeowner's exemption	$265,386 (+3%)	$383,600 (+16.63%) Land $75,000 Building $308,600
2022	$3,616.00 Homeowner's exemption	$257,657	$328,900 Land $55,000 Building $273,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 82% of the US · above 72% of Florida
Wildfire Likelihood	About 1 in 146 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.