5432 Silvervale Ct, Riverbank, CA 95367 Property Records

Stanislaus County property record for 5432 Silvervale Ct, Riverbank, CA 95367

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,930 sqft · built 2003
Lot Size	0.119 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Nov 2015)
Tax Bill	$4,653 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`075-067-021-000`

Property Details

APN / Parcel Number

Primary APN	`075-067-021-000`
Alternative APN	`0756721`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,930 sqft Living Area

Exterior

Year Built	Built 2003
Construction Type	Wood
Lot Area	5,227 sqft (0.119 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	0756721
Street Address	5432 SILVERVALE CT
City	RIVERBANK
State	CA
Zip	95367-9515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A240
Legal Description	POR. BRIGHT UNIT #1 AT HOMESTEAD (40M35) LOT 180
Legal Subdivision	POR. BRIGHT UNIT #1 AT HOMESTEAD
Legal Lot Number	180
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2008
Census Tract	406

Owner

Source: Stanislaus County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5432 SILVERVALE CT, RIVERBANK, CA 95367-9515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2015 · Amount on Record
Deed Sale	Nov 17, 2015 · Amount on Record
Prior Sale	Dec 5, 2008 · Amount on Record
Deed Document Number	2015-0089891
Record Updated	Jun 7, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	5432 SILVERVALE CT, RIVERBANK, CA 95367-9515
Transaction Type	Mortgage
Record Updated	Apr 4, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5432 SILVERVALE CT, RIVERBANK, CA 95367-9515

Mortgage

Document Number	0000012676
Date	Mar 21, 2023
Instrument	2023-0012676

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	5432 SILVERVALE CT, RIVERBANK, CA 95367-9515
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5432 SILVERVALE CT, RIVERBANK, CA 95367-9515

Mortgage

Document Number	0000116288
Date	Dec 14, 2021
Instrument	2021-0116288

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Riverbank City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,653.00 (+4.44%)	$331,337 (+4.04%) Land $118,377 Building $212,960
2023	$4,455.00 (+4.68%)	$318,473 Land $113,781 Building $204,692
2022	$4,256.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERBANK serves 25,625 people · EPA ID CA5010018
Water Source	Groundwater
Last State Inspection	Mar 2024
Also Mapped Here	MODESTO IRRIGATION DISTRICT
Lead	21 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Nov 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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