5431 Silvervale Ct, Riverbank, CA 95367 Property Records

Stanislaus County property record for 5431 Silvervale Ct, Riverbank, CA 95367

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,399 sqft · built 2003
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$455,000 (Nov 2025)
Tax Bill	$5,905 (2026)
Deeds & Mortgages	Jul 2026 Transfer Mar 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`075-067-014-000`

Property Details

APN / Parcel Number

Primary APN	`075-067-014-000`
Alternative APNs	`0756714000` `0756714`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,399 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	5,227 sqft (0.12 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5431 SILVERVALE CT
City	RIVERBANK
State	CA
Zip	95367-9515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A240
Legal Description	POR. BRIGHT UNIT #1 AT HOMESTEAD (40M35) LOT 173
Legal Subdivision	BRIGHT 01
Legal Block	2
Legal Lot Number	173
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2008
Census Tract	406

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6090 ARCARO DR, RIVERBANK, CA 95367-3139
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Mar 9, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Feb 3, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Nov 3, 2025	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 24, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Sep 1, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Prior Sale	Sep 20, 2013 · Amount on Record
Deed Document Number	202554407
Prior Transfer Date	Aug 28, 2012
Prior Transfer Doc	0000062667
Record Updated	Oct 29, 2026

July 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jul 20, 2026
Property Address	5431 SILVERVALE CT, RIVERBANK, CA 95367-9515
Document Number	0000039768
Instrument Date	Jul 20, 2026
Instrument	202639768
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5431 SILVERVALE CT, RIVERBANK, CA 95367-9515

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	5431 SILVERVALE CT, RIVERBANK, CA 95367-9515
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5431 SILVERVALE CT, RIVERBANK, CA 95367-9515

Mortgage

Document Number	0000017088
Date	Mar 9, 2022
Instrument	2022-0017088

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	5431 SILVERVALE CT, RIVERBANK, CA 95367-9515
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5431 SILVERVALE CT, RIVERBANK, CA 95367-9515

Mortgage

Document Number	0000004309
Date	Feb 3, 2025
Instrument	2025-0004309

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2045

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Nov 3, 2025
Property Address	5431 SILVERVALE CT, RIVERBANK, CA 95367-9515
Document Number	0000054407
Map Reference	VOL 40 PG 35
Instrument Date	Oct 31, 2025
Instrument	2025-0054407
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	HOMEFIRST TITLE COMPANY, HOMELIGHT T&E COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6090 ARCARO DR, RIVERBANK, CA 95367-3139

Mortgage

Document Number	0000054408
Date	Nov 3, 2025
Instrument	2025-0054408

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	5431 SILVERVALE CT, RIVERBANK, CA 95367-9515
Document Number	0000048576
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5431 SILVERVALE CT RIVERBANK CA 953679515, RIVERBANK, CA 95367-9515

Mortgage

Document Number	0000048576
Date	Jul 10, 2020
Instrument	48576

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	5431 SILVERVALE CT, RIVERBANK, CA 95367-9515
Document Number	0000068581
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5431 SILVERVALE CT RIVERBANK CA 953679515, RIVERBANK, CA 95367-9515

Mortgage

Document Number	0000068581
Date	Sep 19, 2017
Instrument	68581

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Riverbank City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,905.00 (+64.21%)	$455,000 (+83.66%) Land $230,000 Building $225,000
2025	$3,596.00 (+4.72%) Homeowner's exemption	$247,736 (+4.04%) Land $61,288 Building $186,448
2023	$3,434.00 (+4.89%) Homeowner's exemption	$238,118 Land $58,909 Building $179,209
2022	$3,274.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERBANK serves 25,625 people · EPA ID CA5010018
Water Source	Groundwater
Last State Inspection	Mar 2024
Also Mapped Here	MODESTO IRRIGATION DISTRICT
Lead	21 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Nov 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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