5432 Saddleback Ridge Ct, Bakersfield, CA 93313 Property Records

Kern County property record for 5432 Saddleback Ridge Ct, Bakersfield, CA 93313

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,550 sqft · built 2006
Lot Size0.1 acres (4,356 sqft)
Owner2 Individual Names on File
Last Sale$220,000 (Dec 2014)
Tax Bill$3,908 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN532-092-14-5

Property Details

APN / Parcel Number

Primary APN532-092-14-5
Alternative APNs
  • 532-092-14-00-0
  • 5320921400
  • 53209214

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,550 sqft Living Area
Gross Area2,118 sqft
1st Floor Area780 sqft
2nd Floor Area770 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Construction TypeFrame
Lot Area4,356 sqft (0.1 acres)
Garage TypeAttached
Garage Area466 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area102 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number532092145
Street Address5432 SADDLEBACK RIDGE CT
CityBAKERSFIELD
StateCA
Zip93313-5285
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 6170 , BLOCK PH1, LOT 46
Legal Subdivision6170 PH 1
Legal Tract6170
Legal Block1
Legal Lot Number46
JurisdictionKERN CA
Township / Civil DivisionGREENFIELD-PANAMA
Census Block Group1
Census Block1012
Census Tract3219

Owner

5432 Saddleback Ridge Ct is owned and occupied by two individuals who bought it in December 2014.

Source: Kern County records, as of August 6, 2026

Owner of Record2 Individual Names on File
Mailing Address5432 SADDLEBACK RIDGE CT, BAKERSFIELD, CA 93313-5285
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2014 · Amount on File
Deed SaleDec 19, 2014 · Amount on File
Prior SaleSep 3, 2014 · Amount on File
Deed Document Number2014157871
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERN CA
Property Address5432 SADDLEBACK RIDGE CT, BAKERSFIELD, CA 93313-5285
Transaction TypeMortgage
Record UpdatedNov 7, 2022
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5432 SADDLEBACK RIDGE CT, BAKERSFIELD, CA 93313-5285

Mortgage

Document Number0000151434
DateOct 16, 2020
Instrument220151434
Lender
NameMLD MORTGAGE
TypeMortgage Company
AddressFLORHAM PARK, NJ 07932
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term289 Months
DueNov 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 5432 Saddleback Ridge Ct was $3,908.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyKern County
MunicipalityBakersfield City
Elementary School DistrictPanama-Buena Vista School District (KG - 08)
Secondary School DistrictKern High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$268,460 (+2%) Land $61,290 Building $207,170
2025$3,908.00$263,197 Land $60,089 Building $203,108
2023$3,763.00 (+4.12%)$252,978 Land $57,756 Building $195,222
2022$3,614.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5432 Saddleback Ridge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5432 Saddleback Ridge Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BAKERSFIELD
serves 171,108 people · EPA ID CA1510031
Water SourcePurchased surface water from several systems
Last State InspectionApr 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 648 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Applied Technology Group
Fixed Wireless
500 / 500
unWired Broadband
Fixed Wireless
400 / 50

May also be available: Verizon.

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