5420 Saddleback Ridge Ct, Bakersfield, CA 93313 Property Records

Kern County property record for 5420 Saddleback Ridge Ct, Bakersfield, CA 93313

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,046 sqft · built 2006
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Jan 2016)
Tax Bill	$4,083 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`532-092-17-00-9`

Property Details

APN / Parcel Number

Primary APN	`532-092-17-00-9`
Alternative APNs	`532-092-17-8` `5320921700` `53209217`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,046 sqft Living Area
Gross Area	2,488 sqft
1st Floor Area	2,046 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	425 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	17 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	532092178
Street Address	5420 SADDLEBACK RIDGE CT
City	BAKERSFIELD
State	CA
Zip	93313-5285
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 6170 , BLOCK PH1, LOT 49
Legal Subdivision	6170 PH 1
Legal Tract	6170
Legal Block	1
Legal Lot Number	49
Jurisdiction	KERN CA
Township / Civil Division	GREENFIELD-PANAMA
Census Block Group	1
Census Block	1012
Census Tract	3219

Owner

5420 Saddleback Ridge Ct is owned and occupied by two individuals who bought it in January 2016.

Source: Kern County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5420 SADDLEBACK RIDGE CT, BAKERSFIELD, CA 93313-5285
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2017	Deed of Trust, Mortgage · VA Mortgage 360 MORTGAGE GROUP LLC
Apr 11, 2018	Deed of Trust, Mortgage · VA Mortgage 360 MORTGAGE GROUP LLC
Mar 8, 2019	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2016 · Amount on File
Deed Sale	Jan 7, 2016 · Amount on File
Prior Sale	Sep 18, 2015 · Amount on File
Deed Document Number	20162079
Prior Transfer Date	Feb 8, 2008
Prior Transfer Doc	0000021242
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	5420 SADDLEBACK RIDGE CT, BAKERSFIELD, CA 93313-5285
Transaction Type	Mortgage
Record Updated	Sep 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101195
Date	Aug 3, 2017
Instrument	0217101195

Lender

Name	360 MORTGAGE GROUP LLC
Type	Mortgage Company
Address	AUSTIN, TX 78726

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	3.75%
Index	1-Year CMT
Max Rate	5%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	5420 SADDLEBACK RIDGE CT, BAKERSFIELD, CA 93313-5285
Transaction Type	Mortgage
Record Updated	Sep 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042919
Date	Apr 11, 2018
Instrument	0218042919

Lender

Name	360 MORTGAGE GROUP LLC
Type	Mortgage Company
Address	AUSTIN, TX 78726

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	5420 SADDLEBACK RIDGE CT, BAKERSFIELD, CA 93313-5285
Transaction Type	Mortgage
Record Updated	Sep 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026228
Date	Mar 8, 2019
Instrument	219026228

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5420 Saddleback Ridge Ct was $4,083.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Panama-Buena Vista School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$283,747 (+2%) Land $60,369 Building $223,378
2025	$4,083.00	$278,185 Land $59,186 Building $218,999
2023	$3,933.00 (+4.13%)	$267,385 Land $56,889 Building $210,496
2022	$3,777.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5420 Saddleback Ridge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5420 Saddleback Ridge Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 648 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50

May also be available: Verizon.

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