5432 McPheron Rd, Lima, OH 45804 Property Records

Allen County property record for 5432 McPheron Rd, Lima, OH 45804

Property Summary

Property Type	Farm - Irrigated or Dry
Details	2 bd · 2.5 ba · 3,424 sqft · built 2023
Lot Size	7.5 acres (326,700 sqft)
Owner	2 Company Names on File
Last Sale	$70,000 (May 2019)
Tax Bill	$3,553 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`47-1300-04-002.000`

Property Details

APN / Parcel Number

Primary APN	`47-1300-04-002.000`
Alternative APN	`K3447130004002000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,424 sqft Gross Area
1st Floor Area	1,352 sqft
Attic	Attic
Attic Area	430 sqft
Basement Area	1,352 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	326,700 sqft (7.5 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	540 sqft
Deck Area	Deck Area
Patio Area	336 sqft
Lean-To	518 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	5432 MCPHERON RD
City	LIMA
State	OH
Zip	45804-4351
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	PT SW1/4 & PT SE1/4 JOINT TEN RTS 07-04-13
Jurisdiction	ALLEN OH
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3000
Census Tract	11600

Owner

5432 McPheron Rd, an agricultural property, is owned by a company that acquired it in December 2022.

Source: Allen County records, as of May 21, 2026

Owner of Record	2 Company Names on File
Mailing Address	5432 MCPHERON RD, LIMA, OH 45804-4351
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE MIDDLEFIELD BANKING CO
	Deed of Trust, Mortgage
Jul 18, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE MIDDLEFIELD BANKING CO
Dec 9, 2022	Intrafamily Transfer, Transfer
Jul 8, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage LIBERTY NATIONAL BANK
May 14, 2019	Grant Deed, Transfer · Conventional Mortgage SUPERIOR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2019 · Amount on File
Deed Sale	May 14, 2019 · Amount on File
Prior Sale	May 5, 1998 · Amount on File
Deed Document Number	20194562
Deed Book / Page	2019 / 4562
Last Transfer Date	Dec 7, 2022
Transfer Doc	0000013945
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	5432 MCPHERON RD, LIMA, OH 45804-4351
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9070007746
Date	Sep 7, 2023
Book Page	2023/7746
Instrument	202309070007746

Lender

Name	THE MIDDLEFIELD BANKING CO
Type	Bank
Address	MIDDLEFIELD, OH 44062

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	5432 MCPHERON RD, LIMA, OH 45804-4351
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	5432 MCPHERON RD, LIMA, OH 45804-4351
Transaction Type	Mortgage
Record Updated	Jul 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5432 MCPHERON RD, LIMA, OH 45804-4351

Mortgage

Document Number	7180006111
Date	Jul 18, 2023
Book Page	2023/6111
Instrument	202307180006111

Lender

Name	THE MIDDLEFIELD BANKING CO
Type	Bank
Address	MIDDLEFIELD, OH 44062

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2043

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEN OH
Recording Date	Dec 9, 2022
Property Address	5432 MCPHERON RD, LIMA, OH 45804-4351
Document Number	12090013945
Book / Page	2022 / 13945
Instrument Date	Dec 7, 2022
Instrument	202212090013945
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	5432 MCPHERON RD, LIMA, OH 45804-4351

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEN OH
Recording Date	Jul 8, 2022
Property Address	5432 MCPHERON RD, LIMA, OH 45804-4351
Document Number	7080008084
Book / Page	2022 / 8084
Instrument Date	Jul 8, 2022
Instrument	202207080008084
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5432 MCPHERON RD, LIMA, OH 45804-4351

Mortgage

Document Number	7080008082
Date	Jul 8, 2022
Instrument	202207080008082

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	13 Months
Due	Aug 1, 2023

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEN OH
Recording Date	May 14, 2019
Property Address	5432 MCPHERON RD, LIMA, OH 45804-4351
Document Number	0000004562
Instrument Date	May 13, 2019
Instrument	4562
Transaction Type	Transfer
Record Updated	May 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4265 N NAPOLEON RD LIMA OH 458019757, LIMA, OH 45801-9757

Mortgage

Document Number	4563
Date	May 14, 2019
Instrument	4563

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5432 McPheron Rd was $3,553.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Perry Township
Unified School District	Allen East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,553.00	$100,630 (-) Land $16,210 Building $84,420	$287,500 (-) Land $46,300 Building $241,200
2024	$3,553.00 (+293.9%)	$100,630 (+360.55%) Land $16,210 Building $84,420	$287,500 Land $46,300 Building $241,200
2023	$902.00 (+20.59%)	$21,850 (+21.66%) Land $15,160 Building $6,690
2022	$748.00	$17,960 Land $15,160 Building $2,800
2021			$62,400 Land $43,300 Building $19,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5432 McPheron Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2005–2015)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5432 McPheron Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Brightspeed DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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