5432 Hesper Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 5432 Hesper Way, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,134 sqft · built 1958
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$475,000 (Aug 2025)
Tax Bill$5,069 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN232-0242-018-0000

Property Details

APN / Parcel Number

Primary APN232-0242-018-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,134 sqft Living Area
1st Floor Area1,134 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialWood Shingle
Lot Area6,534 sqft (0.15 acres)
Garage Area487 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5432 HESPER WAY
CityCARMICHAEL
StateCA
Zip95608-0443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionMERRIHILL 05, LOT 329
Legal SubdivisionMERRIHILL 05
Legal Lot Number329
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group1
Census Block1003
Census Tract8117

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5432 HESPER WAY, CARMICHAEL, CA 95608-0443
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2021Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 16, 2017Grant Deed, Transfer
COMPASS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2025 · Amount on Record
Deed SaleAug 7, 2025 · Amount on Record
Prior SaleFeb 11, 2021 · Amount on Record
Deed Book / Page20250807 / 480
Prior Transfer DateJan 9, 2025
Prior Transfer Doc2025000134
Record UpdatedOct 29, 2026

February 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateFeb 11, 2021
Property Address5432 HESPER WAY, CARMICHAEL, CA 95608-0443
Document Number0000002080
Map ReferenceMB 54 PG 32
Instrument DateFeb 3, 2021
Instrument202102112080
Transaction TypeTransfer
Record UpdatedMay 15, 2026
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5432 HESPER WAY, CARMICHAEL, CA 95608-0443

Mortgage

Document Number0000002081
DateFeb 11, 2021
Instrument202102112081
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateJun 16, 2017
Property Address5432 HESPER WAY, CARMICHAEL, CA 95608-0443
Document Number1706161284
Instrument DateJun 13, 2017
Instrument1706161284
Transaction TypeTransfer
Record UpdatedAug 1, 2017
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$341.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5432 HESPER WAY CARMICHAEL CA 956080443, CARMICHAEL, CA 95608-0443

Mortgage

Document Number1706161285
DateJun 16, 2017
Instrument1706161285
Lender
NameCOMPASS BK
TypeFederal Savings Bank
AddressBIRMINGHAM, AL 35233
Agreement
AmountAmount Recorded
Term360 Months
DueJun 15, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$475,000 (+9.71%) Land $110,000 Building $365,000
2025$5,069.00 (+0.98%)$432,970 (+4.04%) Land $86,593 Building $346,377
2024$5,020.00 (+2.64%)
2023$4,891.00 (+0.58%) Homeowner's exemption$416,160 Land $83,232 Building $332,928
2022$4,863.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSACRAMENTO SUBURBAN WATER DISTRICT
serves 194,444 people · EPA ID CA3410001
Water SourcePurchased surface water from several systems
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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