Sacramento County property record for 5425 Hesper Way, Carmichael, CA 95608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 936 sqft · built 1958 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,000 (Mar 2015) |
| Tax Bill | $2,854 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 232-0243-006-0000 |
| Primary APN | 232-0243-006-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Custom Design |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Area | 472 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5425 HESPER WAY |
|---|---|
| City | CARMICHAEL |
| State | CA |
| Zip | 95608-0442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-5 |
| Legal Description | MERRIHILL 05, LOT 344 |
| Legal Subdivision | MERRIHILL 05 |
| Legal Lot Number | 344 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 8117 |
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5425 HESPER WAY, CARMICHAEL, CA 95608-0442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Jul 19, 2019 | Deed of Trust, Mortgage · Conventional with PMI PROVIDENT FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2015 · Amount on Record |
| Deed Sale | Mar 26, 2015 · Amount on Record |
| Prior Sale | Apr 22, 1999 · Amount on Record |
| Deed Book / Page | 20150326 / 851 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 5425 HESPER WAY, CARMICHAEL, CA 95608-0442 |
| Document Number | 2012230077 |
| Instrument Date | Dec 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2021 |
| Title Company | NAVY FEDERAL TITLE/CALIFORNIA, NAVY FED'L TITLE/CALIFORNIA |
| Name | Verified Name |
|---|---|
| Address | 5425 HESPER WAY CARMICHAEL CA 956080442, CARMICHAEL, CA 95608-0442 |
| Document Number | 2012230077 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 2012230077 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 5425 HESPER WAY, CARMICHAEL, CA 95608-0442 |
| Document Number | 1907251276 |
| Instrument Date | Jul 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 5425 HESPER WAY CARMICHAEL CA 956080442, CARMICHAEL, CA 95608-0442 |
| Document Number | 1907251276 |
|---|---|
| Date | Jul 25, 2019 |
| Instrument | 1907251276 |
| Name | PROVIDENT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 24, 2049 |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $251,297 (+2%) Land $79,678 Building $171,619 | |
| 2025 | $2,854.00 (+1.03%) Homeowner's exemption | $246,370 (+4.04%) Land $78,116 Building $168,254 |
| 2024 | $2,825.00 (+2.65%) | |
| 2023 | $2,752.00 (+0.58%) Homeowner's exemption | $236,805 Land $75,084 Building $161,721 |
| 2022 | $2,736.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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