Lake County property record for 54312 Herak Rd, Charlo, MT 59824
| Property Type | Agricultural Vacant Land |
|---|---|
| Lot Size | 38.2 acres (1,667,041 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,979 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R663538 |
| Primary APN | R663538 |
|---|---|
| Alternative APNs |
|
| Lot Area | 1,667,041 sqft (38.2 acres) |
|---|
| Account Number | 0000032827 |
|---|---|
| Street Address | 54312 HERAK RD |
| City | CHARLO |
| State | MT |
| Zip | 59824-9602 |
| Property Category | Agriculture or Farming |
| Property Type | Vacant Land > Agricultural |
| Legal Description | S08, T19 N, R20 W, ACRES 38.27, SP-237 LOT 2 IN W2NW |
| Legal Range | 20W |
| Legal Township | 19N |
| Legal Section | 08 |
| Legal Subdivision | SUBDIVISION PLAT NO 237 |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 4 |
| Census Block | 4118 |
| Census Tract | 940600 |
Source: Lake County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 98, CHARLO, MT 59824-0098 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage CLEARWATER FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2022 |
| Deed Sale | Aug 5, 2022 |
| Prior Sale | Feb 19, 2021 · Amount on Record |
| Deed Document Number | 2022600161 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 54312 HERAK RD, CHARLO, MT 59824-9602 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 54312 HERAK RD, CHARLO, MT 59824-9602 |
| Document Number | 0000634239 |
|---|---|
| Date | Sep 10, 2025 |
| Instrument | 634239 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MT |
| Recording Date | Feb 19, 2021 |
| Property Address | HERAK RD, CHARLO, MT 59824 |
| Document Number | 585821 |
| Instrument Date | Feb 17, 2021 |
| Instrument | 585821 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4651 N KOLIN RD, 4651, MOCCASIN, MT 59462-9561 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 37167 MT HIGHWAY 35, POLSON, MT 59860-7791 |
| Document Number | 585822 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 585822 |
| Name | CLEARWATER FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Charlo Elementary School District (PK - 08) |
| Secondary School District | Charlo High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,979.00 (+13.15%) | $2,325 (-) | |
| 2025 | $1,749.00 (+12.62%) | $2,325 (+10.29%) | $2,325 (+10.29%) Land $2,325 |
| 2023 | $1,553.00 | $2,108 | $2,108 Land $2,108 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.9% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Western Montana CommunityTel Fixed Wireless | 25 / 10 |
| Blackfoot Telephone Cooperative DSL | 10 / 1 |
5G (outdoors only) and 4G LTE
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