Lake County property record for 52772 Herak Rd, Charlo, MT 59824
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,722 sqft · built 2003 |
| Lot Size | 13.6 acres (592,852 sqft) |
| Owner | Individual Name on File |
| Last Sale | $698,920 (Jul 2026) |
| Tax Bill | $2,865 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R1512438 |
| Primary APN | R1512438 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,722 sqft Living Area |
| 1st Floor Area | 1,722 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 592,852 sqft (13.6 acres) |
| Garage Type | Detached |
| Garage Area | 1,776 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Slab |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000011456 |
|---|---|
| Street Address | 52772 HERAK RD |
| City | CHARLO |
| State | MT |
| Zip | 59824-9586 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S32, T20 N, R20 W, C.O.S. 7807, ACRES 13.61, TR 1 |
| Legal Range | 20W |
| Legal Township | 20N |
| Legal Section | 32 |
| Legal Tract | 1 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 1 |
| Census Block | 1166 |
| Census Tract | 940500 |
52772 Herak Rd is owned by an individual who bought it in July 2026.
Source: Lake County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 2017, COLUMBIA FALLS, MT 59912-2017 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage CHAMPIONS FUNDING LLC |
| Jun 13, 2017 | Deed of Trust, Mortgage WHITEFISH CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2026 · Amount on File |
| Deed Sale | Jul 10, 2026 · Amount on File |
| Prior Sale | Jun 11, 2025 |
| Deed Document Number | 2026639715 |
| Prior Transfer Date | Jun 2, 2025 |
| Prior Transfer Doc | 0000632100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MT |
| Recording Date | Jul 10, 2026 |
| Property Address | 52772 HERAK RD, CHARLO, MT 59824-9586 |
| Document Number | 0000639715 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 2026639715 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | US TITLE, FLYING S TITLE AND ESCROW OF M |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000639715, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 2026639715 |
| Name | CHAMPIONS FUNDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 52772 HERAK RD, CHARLO, MT 59824-9586 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000555556 |
|---|---|
| Date | Jun 13, 2017 |
| Instrument | 555556 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Jun 20, 2027 |
The 2026 property tax bill for 52772 Herak Rd was $2,865, down 16.9% from the year before.
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Charlo Elementary School District (PK - 08) |
| Secondary School District | Charlo High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,865.00 (-16.88%) | $609,100 (-0.43%) | |
| 2025 | $3,447.00 | $611,700 | $609,100 Land $220,678 Building $388,422 |
| 2023 | $3,836.00 | $478,000 | $478,000 Land $155,328 Building $322,672 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 52772 Herak Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 52772 Herak Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Blackfoot Telephone Cooperative DSL | 40 / 5 |
| Western Montana CommunityTel Fixed Wireless | 25 / 10 |
5G (outdoors only) and 4G LTE
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