52772 Herak Rd, Charlo, MT 59824 Property Records

Lake County property record for 52772 Herak Rd, Charlo, MT 59824

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,722 sqft · built 2003
Lot Size13.6 acres (592,852 sqft)
OwnerIndividual Name on File
Last Sale$698,920 (Jul 2026)
Tax Bill$2,865 (2026)
Deeds & MortgagesJul 2026 Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNR1512438

Property Details

APN / Parcel Number

Primary APNR1512438
Alternative APNs
  • 15-2987-32-3-01-01-0000
  • 0000011456

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,722 sqft Living Area
1st Floor Area1,722 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialMetal
Lot Area592,852 sqft (13.6 acres)
Garage TypeDetached
Garage Area1,776 sqft
Parking Spaces7 Parking Spaces
PorchSlab
Porch Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0000011456
Street Address52772 HERAK RD
CityCHARLO
StateMT
Zip59824-9586
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS32, T20 N, R20 W, C.O.S. 7807, ACRES 13.61, TR 1
Legal Range20W
Legal Township20N
Legal Section32
Legal Tract1
JurisdictionLAKE MT
Township / Civil DivisionFLATHEAD RESERVATION
Census Block Group1
Census Block1166
Census Tract940500

Owner

52772 Herak Rd is owned by an individual who bought it in July 2026.

Source: Lake County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 2017, COLUMBIA FALLS, MT 59912-2017
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2026Warranty Deed, Transfer · Conventional Mortgage
CHAMPIONS FUNDING LLC
Jun 13, 2017Deed of Trust, Mortgage
WHITEFISH CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2026 · Amount on File
Deed SaleJul 10, 2026 · Amount on File
Prior SaleJun 11, 2025
Deed Document Number2026639715
Prior Transfer DateJun 2, 2025
Prior Transfer Doc0000632100
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE MT
Recording DateJul 10, 2026
Property Address52772 HERAK RD, CHARLO, MT 59824-9586
Document Number0000639715
Instrument DateJul 9, 2026
Instrument2026639715
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyUS TITLE, FLYING S TITLE AND ESCROW OF M

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000639715,
DateJul 10, 2026
Instrument2026639715
Lender
NameCHAMPIONS FUNDING LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE MT
Property Address52772 HERAK RD, CHARLO, MT 59824-9586
Transaction TypeMortgage
Record UpdatedAug 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000555556
DateJun 13, 2017
Instrument555556
Lender
NameWHITEFISH CU
TypeCredit Union
AddressWHITEFISH, MT 59937
Agreement
AmountAmount on Record
Term120 Months
DueJun 20, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 52772 Herak Rd was $2,865, down 16.9% from the year before.

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateMontana
CountyLake County
Elementary School DistrictCharlo Elementary School District (PK - 08)
Secondary School DistrictCharlo High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,865.00 (-16.88%)$609,100 (-0.43%)
2025$3,447.00$611,700$609,100 Land $220,678 Building $388,422
2023$3,836.00$478,000$478,000 Land $155,328 Building $322,672

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 52772 Herak Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 52772 Herak Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Montana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Blackfoot Telephone Cooperative
DSL
40 / 5
Western Montana CommunityTel
Fixed Wireless
25 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Herak Rd

Nearby Streets

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