5431 W Lilac Rd, Bonsall, CA 92003 Property Records

San Diego County property record for 5431 W Lilac Rd, Bonsall, CA 92003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,920 sqft · built 2000
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on File
Last Sale	$999,000 (Nov 2025)
Tax Bill	$11,162 (2025)
Deeds & Mortgages	May 2025 Mortgage Nov 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`126-430-28-00`

Property Details

APN / Parcel Number

Primary APN	`126-430-28-00`
Alternative APN	`1264302300`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,920 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	24,829 sqft (0.57 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1264302300
Street Address	5431 W LILAC RD
City	BONSALL
State	CA
Zip	92003-3726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 23 (EX DOC06-0002493) TR 010396
Legal Subdivision	BONSALL 3825
Legal Tract	010396
Legal Block	3
Legal Lot Number	23
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	3
Census Block	3002
Census Tract	18803

Owner

5431 W Lilac Rd is owned and occupied by two individuals who bought it in November 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5431 W LILAC RD, BONSALL, CA 92003-3726
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2025	Deed of Trust, Mortgage RENOVATION REALTY INC
Nov 20, 2025	Grant Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC
Apr 29, 2024	Grant Deed, Transfer WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA
Nov 25, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage ROYAL PACIFIC FUNDING CORP
Jun 7, 2019	Quit Claim Deed, Transfer OTHER
Jun 7, 2019	Quit Claim Deed, Transfer · Construction Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2025 · Amount on File
Deed Sale	Nov 20, 2025 · Amount on File
Prior Sale	Apr 29, 2024 · Amount on File
Deed Document Number	2025329225
Prior Transfer Date	Jan 2, 2006
Prior Transfer Doc	0000002493
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5431 W LILAC RD, BONSALL, CA 92003-3726
Transaction Type	Mortgage
Record Updated	Dec 1, 2025
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5431 W LILAC RD, BONSALL, CA 92003-3726

Mortgage

Document Number	0000120068
Date	May 7, 2025
Instrument	2025-0120068

Lender

Name	RENOVATION REALTY INC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92123

Agreement

Amount	Amount on Record

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 20, 2025
Property Address	5431 W LILAC RD, BONSALL, CA 92003-3726
Document Number	0000329225
Map Reference	MAP 10396
Instrument Date	Nov 18, 2025
Instrument	2025-0329225
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 23123, ENCINITAS, CA 92023
Investor	Possibly a Property Investor

Mortgage

Document Number	0000329226
Date	Nov 20, 2025
Instrument	2025-0329226

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 29, 2024
Property Address	5431 W LILAC RD, BONSALL, CA 92003-3726
Document Number	0000107076
Instrument Date	Apr 12, 2024
Instrument	2024-0107076
Transaction Type	Transfer
Record Updated	May 8, 2024
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2971 AVENIDA VALERA, CARLSBAD, CA 92009-7121

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 25, 2020
Property Address	5431 W LILAC RD, BONSALL, CA 92003-3726
Document Number	0000753433
Map Reference	MAP 10396
Instrument Date	Sep 13, 2020
Instrument	2020-0753433
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATL TTL ORANGE CNT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5431 W LILAC RD, BONSALL, CA 92003-3726

Mortgage

Document Number	0000753434
Date	Nov 25, 2020
Instrument	2020-0753434

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 7, 2019
Property Address	5431 W LILAC RD, BONSALL, CA 92003-3726
Document Number	0000220092
Instrument Date	May 31, 2019
Instrument	220092
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5431 W LILAC RD BONSALL CA 920033726, BONSALL, CA 92003-3726

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 7, 2019
Property Address	5431 W LILAC RD, BONSALL, CA 92003-3726
Document Number	0000220090
Instrument Date	May 31, 2019
Instrument	220090
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5431 W LILAC RD BONSALL CA 920033726, BONSALL, CA 92003-3726

Mortgage

Document Number	220091
Date	Jun 7, 2019
Instrument	220091

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5431 W Lilac Rd was $11,162.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$999,000 (-6.72%) Land $570,857 Building $428,143
2025	$11,162.00 Homeowner's exemption	$1,071,000 Land $612,000 Building $459,000
2023	$6,840.00 (+1.73%)	$651,967 Land $150,851 Building $501,116
2022	$6,724.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5431 W Lilac Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1993–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5431 W Lilac Rd is moderate, ranking above 53% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Verizon.

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