5430 Watson St, Banning, CA 92220 Property Records

Riverside County property record for 5430 Watson St, Banning, CA 92220

Property Summary

Property Type	Condominium
Details	2 bd · 1.75 ba · 1,261 sqft · built 1993
Owner	2 Company Names on Record
Last Sale	$147,500 (Jun 2009)
Tax Bill	$2,641 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`440-102-031`

Property Details

APN / Parcel Number

Primary APN	`440-102-031`
Alternative APN	`421382031`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,261 sqft Living Area
Gross Area	1,856 sqft
1st Floor Area	1,261 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Tile
Garage Type	Attached
Garage Area	547 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	5430 WATSON ST
City	BANNING
State	CA
Zip	92220-6454
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 100 CM 091/001 INT IN COM LOTS 5-7,19 MB 224/82 TR 26425
Legal Subdivision	PHASE IV OF FAIRWAY VILLAS
Legal Tract	26425
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1013
Census Tract	43812

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5430 WATSON ST, BANNING, CA 92220-6454
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 26, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2009 · Amount on Record
Deed Sale	Jun 24, 2009 · Amount on Record
Deed Document Number	2009321033
Last Transfer Date	Jul 19, 2021
Transfer Doc	0000511972
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	5430 WATSON ST, BANNING, CA 92220-6454
Transaction Type	Mortgage
Record Updated	Aug 12, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5430 WATSON ST, BANNING, CA 92220-6454

Mortgage

Document Number	0000461180
Date	Aug 2, 2021
Instrument	2021-0461180

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 26, 2021
Property Address	5430 WATSON ST, BANNING, CA 92220-6454
Document Number	0000511972
Map Reference	MB 224 PG 82-87
Instrument Date	Jul 19, 2021
Instrument	2021-0511972
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5430 WATSON ST, BANNING, CA 92220-6454

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,596 (+2%) Land $52,532 Building $146,064
2025	$2,641.00 (+2.32%) Homeowner's exemption	$194,702 (+4.04%) Land $51,502 Building $143,200
2023	$2,581.00 (+2.18%) Homeowner's exemption	$187,144 Land $49,503 Building $137,641
2022	$2,526.00
2021			$252,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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