Ogle County property record for 5430 N River Rd, Byron, IL 61010
| Property Type | Single Family Home |
|---|---|
| Details | 1,728 sqft · built 2010 |
| Lot Size | 0.136 acres (5,963 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $267,000 (Jun 2025) |
| Tax Bill | $4,305 (2025) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 09-11-151-004 |
| Primary APN | 09-11-151-004 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,728 sqft Living Area |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Lot Area | 5,963 sqft (0.136 acres) |
| Street Address | 5430 N RIVER RD |
|---|---|
| City | BYRON |
| State | IL |
| Zip | 61010-9501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RNG/BLK: TWP:0 SECT/LOT: W1/2 LOT 2 BLK 4 ROCK RIVER TERRACE |
| Legal Subdivision | ROCK RIVER TERRACE |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | OGLE IL |
| Township / Civil Division | ROCKVALE |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 961700 |
Source: Ogle County records, as of June 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8628 BYRON HILLS DR, BYRON, IL 61010-9790 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2025 · Amount on Record |
| Deed Sale | Jun 13, 2025 · Amount on Record |
| Deed Document Number | 20252843 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OGLE IL |
| Recording Date | Jun 13, 2025 |
| Property Address | 5430 N RIVER RD, BYRON, IL 61010-9501 |
| Document Number | 0000002843 |
| Map Reference | PB D PG 17 |
| Instrument Date | May 29, 2025 |
| Instrument | 202502843 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | KO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 8628 BYRON HILLS DR, BYRON, IL 61010-9790 |
| Document Number | 0000002844 |
|---|---|
| Date | Jun 13, 2025 |
| Instrument | 202502844 |
| Name | BYRON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 8.75% |
| Index | 1-Year CMT |
| Max Rate | 12.7% |
Source: Ogle County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Ogle County |
| County Subdivision | Rockvale Township |
| Unified School District | Byron Community Unit School District 226 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,305.00 (+77.01%) | $62,486 (+71.21%) Land $13,584 Building $48,902 | $187,458 (+71.21%) Land $40,752 Building $146,706 |
| 2023 | $36,496 Land $8,353 Building $28,143 | $109,488 Land $25,059 Building $84,429 | |
| 2022 | $2,432.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 33 (1982–2026) |
| Claims Outside the SFHA | 6 of 33 |
| Most Recent Claim | Apr 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AaroBand.
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