5401 N River Rd, Byron, IL 61010 Property Records

Ogle County property record for 5401 N River Rd, Byron, IL 61010

Property Summary

Property Type	Single Family Home
Details	693 sqft · built 1942
Lot Size	0.177 acres (7,727 sqft)
Owner	Individual Name on File
Tax Bill	$2,207 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Apr 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`09-11-152-031`

Property Details

APN / Parcel Number

Primary APN	`09-11-152-031`

Interior

Stories	1 Story
Building Area	693 sqft Living Area
Basement Area	693 sqft
Unfinished Basement	693 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Lot Area	7,727 sqft (0.177 acres)

Location & Zoning

Street Address	5401 N RIVER RD
City	BYRON
State	IL
Zip	61010-9502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 24,25 & 26 EX PT LT 25 DESC BELOW & EX ALL LT 26 BEG SW COR LT26 NWLY 103.15, NELY 100.26, 20 SW OF NE COR LT25 SELY TO PT 20 FROM SE COR LT25 SWLY 99.60 TO POB
Legal Subdivision	ROCK RIVER TERRACE
Legal Lot Number	24-26
Jurisdiction	OGLE IL
Township / Civil Division	ROCKVALE
Census Block Group	1
Census Block	1043
Census Tract	961700

Owner

5401 N River Rd is owned by an individual who acquired it in January 2024.

Source: Ogle County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	950 NIGHT OWL LN, ROSCOE, IL 61073-7458
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage GREENSTATE CU
Apr 16, 2020	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2008
Deed Sale	Sep 24, 2008
Deed Document Number	2008808915
Last Transfer Date	Jan 5, 2024
Transfer Doc	0000000080
Record Updated	Jun 8, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OGLE IL
Recording Date	Jan 8, 2024
Property Address	5401 N RIVER RD, BYRON, IL 61010-9502
Document Number	0000000080
Map Reference	PB D PG 17
Instrument Date	Jan 5, 2024
Instrument	202400080
Transaction Type	Transfer
Record Updated	Jan 24, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 NIGHT OWL LN, ROSCOE, IL 61073-7458

Mortgage

Document Number	0000000081
Date	Jan 8, 2024
Instrument	202400081

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.99%

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OGLE IL
Property Address	5401 N RIVER RD, BYRON, IL 61010-9502
Document Number	0000002937
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5401 N RIVER RD BYRON IL 610109502, BYRON, IL 61010-9502

Mortgage

Document Number	0000002937
Date	May 15, 2020
Instrument	2937

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Amount	Amount on Record
Term	240 Months
Due	May 14, 2040

Interest

Rate	2%

Tax Assessment & Valuation

The 2025 property tax bill for 5401 N River Rd was $2,207.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Rockvale Township
Unified School District	Byron Community Unit School District 226 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,207.00	$32,041 Land $5,326 Building $26,715	$96,123 Land $15,978 Building $80,145
2023		$26,934 (+4.98%) Land $4,477 Building $22,457	$80,802 (+4.98%) Land $13,431 Building $67,371
2022	$1,025.00	$25,657 Land $4,265 Building $21,392	$76,971 Land $12,795 Building $64,176

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5401 N River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	33 (1982–2026)
Claims Outside the SFHA	6 of 33
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Jul 2010 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5401 N River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BYRON serves 3,784 people · EPA ID IL1410100
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AaroBand.

Cell Coverage

5G and 4G LTE (outdoors only)

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