5430 Cross Valley Dr, Houston, TX 77066 Property Records

Harris County property record for 5430 Cross Valley Dr, Houston, TX 77066

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,656 sqft · built 1984
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Individual Names on File
Last Sale	$73,800 (Apr 1998)
Tax Bill	$2,517 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`115-682-001-0001`

Property Details

APN / Parcel Number

Primary APN	`115-682-001-0001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,656 sqft Living Area
1st Floor Area	1,656 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1997
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,900 sqft (0.158 acres)
View / Lot	Neighborhood
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	107 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1156820010001
Street Address	5430 CROSS VALLEY DR
City	HOUSTON
State	TX
Zip	77066-5108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 BLK 1 ASHCREEK
Legal Subdivision	ASHCREEK
Legal Block	1
Legal Lot Number	1
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1003
Census Tract	550700

Owner

5430 Cross Valley Dr is owned and occupied by two individuals who bought it in April 1998.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5430 CROSS VALLEY DR, HOUSTON, TX 77066-5108
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 1998 · Amount on File
Deed Sale	Apr 1, 1998 · Amount on File
Deed Document Number	1998937934
Deed Book / Page	51773 / 276
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	5430 CROSS VALLEY DR, HOUSTON, TX 77066-5108
Transaction Type	Mortgage
Record Updated	May 27, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021276283
Date	May 19, 2021
Instrument	2021-276283

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 5430 Cross Valley Dr was $2,517 with a homeowner's exemption, up 28.7% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Klein Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,486 (-6.27%) Land $42,930 Building $148,556	$191,486 (-6.27%) Land $42,930 Building $148,556
2025	$2,517.00 (+28.75%) Homeowner's exemption	$204,297 Land $42,930 Building $161,367	$204,297 Land $42,930 Building $161,367
2024	$1,955.00
2023		$246,928 Land $42,930 Building $203,998	$246,928 Land $42,930 Building $203,998
2022	$1,603.00
2020	$2,077.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5430 Cross Valley Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 93 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	15 (1979–2017)
Claims Outside the SFHA	9 of 15
Most Recent Claim	Sep 2017 · river or lake flooding
Claims by Event	Hurricane Harvey, Aug 2017 · 6 claims Severe Storms And Flooding, Apr 2016 · 2 claims Tropical Storm Allison-06-06-2001, Jun 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5430 Cross Valley Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAMMEL OAKS ESTATES 1 private · serves 36 people · EPA ID TX1010809
Water Source	Purchased groundwater from NORTHWEST HARRIS COUNTY MUD 24
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20