5423 Cross Valley Dr, Houston, TX 77066 Property Records

Harris County property record for 5423 Cross Valley Dr, Houston, TX 77066

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,691 sqft · built 1984
Lot Size0.154 acres (6,720 sqft)
OwnerIndividual Name on Record
Last Sale$131,300 (Jun 2004)
Tax Bill$2,766 (2025)
Deeds & MortgagesSep 2020 Line of Credit
Apr 2019 Mortgage
Flood ZoneZone X (moderate risk)
APN115-682-001-0014

Property Details

APN / Parcel Number

Primary APN115-682-001-0014

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures21 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,691 sqft Living Area
1st Floor Area1,691 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleTraditional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area6,720 sqft (0.154 acres)
View / LotNeighborhood
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area51 sqft
Patio Area210 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1156820010014
Street Address5423 CROSS VALLEY DR
CityHOUSTON
StateTX
Zip77066-5164
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 14 BLK 1 ASHCREEK
Legal SubdivisionASHCREEK
Legal Block1
Legal Lot Number14
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group1
Census Block1003
Census Tract550700

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address5423 CROSS VALLEY DR, HOUSTON, TX 77066-5164
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2020Deed of Trust, Mortgage · Line of Credit
SHELL EMPS FCU
Apr 26, 2019Deed of Trust, Mortgage
SHELL EMPS FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 22, 2004 · Amount on Record
Deed SaleJun 22, 2004 · Amount on Record
Deed Document Number2004710058
Deed Book / Page58794 / 2119
Prior Transfer DateJun 16, 2004
Prior Transfer Doc000X710058
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address5423 CROSS VALLEY DR, HOUSTON, TX 77066-5164
Document Number0000468936
Instrument DateSep 25, 2020
Transaction TypeMortgage
Record UpdatedOct 22, 2020
Title CompanyGREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5423 CROSS VALLEY DR HOUSTON TX 770665164, HOUSTON, TX 77066-5164

Mortgage

Document Number0000468936
DateOct 2, 2020
Instrument468936
Lender
NameSHELL EMPS FCU
TypeCredit Union
AddressDEER PARK, TX 77536
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueOct 1, 2035
Interest
Rate TypeAdjustable Rate

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address5423 CROSS VALLEY DR, HOUSTON, TX 77066-5164
Document Number0000191781
Instrument DateApr 26, 2019
Transaction TypeMortgage
Record UpdatedMay 17, 2019
Title CompanyGREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address5423 CROSS VALLEY DR HOUSTON TX 770665164, HOUSTON, TX 77066-5164

Mortgage

Document Number0000191781
DateMay 9, 2019
Instrument191781
Lender
NameSHELL EMPS FCU
TypeCredit Union
AddressDEER PARK, TX 77536
Agreement
AmountAmount Recorded
Term180 Months
DueMay 8, 2034

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictKlein Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$209,276 (-2.68%) Land $42,809 Building $166,467$209,276 (-2.68%) Land $42,809 Building $166,467
2025$2,766.00 (+29.07%) Homeowner's exemption$215,038 (-17.61%) Land $42,809 Building $172,229$215,038 (-17.61%) Land $42,809 Building $172,229
2024$2,143.00 (+21.07%)
2023$261,007 Land $42,809 Building $218,198$261,007 Land $42,809 Building $218,198
2022$1,770.00 (-20.63%)
2020$2,230.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 93 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies93 in force
Nearby Flood Claims15 (1979–2017)
Claims Outside the SFHA9 of 15
Most Recent ClaimSep 2017 · river or lake flooding
Claims by Event
  • Hurricane Harvey, Aug 2017 · 6 claims
  • Severe Storms And Flooding, Apr 2016 · 2 claims
  • Tropical Storm Allison-06-06-2001, Jun 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.6% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAMMEL OAKS ESTATES 1
private · serves 36 people · EPA ID TX1010809
Water SourcePurchased groundwater from NORTHWEST HARRIS COUNTY MUD 24
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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