5430 Cindy Ln, Cincinnati, OH 45239 Property Records

Hamilton County property record for 5430 Cindy Ln, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,308 sqft · built 1954
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on Record
Last Sale	$106,500 (Nov 2016)
Tax Bill	$3,313 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`231-0003-0153-00`

Property Details

APN / Parcel Number

Primary APN	`231-0003-0153-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,308 sqft Living Area
Gross Area	2,616 sqft
1st Floor Area	1,308 sqft
Basement Area	1,308 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,013 sqft (0.161 acres)
Lot Dimensions	128 ft deep x 55 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	5430 CINDY LN
City	CINCINNATI
State	OH
Zip	45239-7266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	CINDY LN 55 X 128 LOT 14 RUSSELL BIBEE 1ST
Legal Subdivision	RUSSELL BIBEE 1ST
Legal Lot Number	14
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2009
Census Tract	8300

Owner

Source: Hamilton County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5430 CINDY LN, CINCINNATI, OH 45239-7266
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · FHA Mortgage TOWNE MORTGAGE COMPANY
Aug 20, 2021	Deed of Trust, Mortgage · FHA Mortgage TOWNE MORTGAGE CO
Jun 27, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 27, 2019	Loan Modification, Mortgage · FHA Mortgage TOWNE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2016 · Amount on Record
Deed Sale	Nov 30, 2016 · Amount on Record
Deed Document Number	2016112318
Prior Transfer Date	May 11, 2004
Prior Transfer Doc	0000117201
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Aug 6, 2026
Property Address	5430 CINDY LN, CINCINNATI, OH 45239-7266
Document Number	0000064065
Book / Page	15723 / 1197
Instrument Date	Jul 31, 2026
Instrument	202664065
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5430 CINDY LN, CINCINNATI, OH 45239-7266

Mortgage

Document Number	0000064065,
Date	Aug 6, 2026
Book Page	15723/1197
Instrument	202664065

Lender

Name	TOWNE MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5430 CINDY LN, CINCINNATI, OH 45239-7266
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5430 CINDY LN, CINCINNATI, OH 45239-7266

Mortgage

Document Number	0000101056
Date	Aug 20, 2021
Book Page	14485/296
Instrument	2021-0101056

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Mar 1, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5430 CINDY LN, CINCINNATI, OH 45239-7266
Document Number	0000069288
Instrument Date	Jun 27, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5430 CINDY LN CINCINNATI OH 452397266, CINCINNATI, OH 45239-7266

Mortgage

Document Number	0000069288
Date	Aug 20, 2019
Book Page	013984/000007
Instrument	69288

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2049

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	5430 CINDY LN, CINCINNATI, OH 45239-7266
Document Number	0000069289
Instrument Date	Jun 27, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5430 CINDY LN CINCINNATI OH 452397266, CINCINNATI, OH 45239-7266

Mortgage

Document Number	0000069289
Date	Aug 20, 2019
Book Page	013984/000009
Instrument	69289

Lender

Name	TOWNE MTG
Type	Mortgage Company
Address	TROY, MI 48007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,313.00 (-0.36%)	$55,539 (+%) Land $8,684 Building $46,855	$158,680 (-) Land $24,810 Building $133,870
2024	$3,325.00 (-2.21%)	$55,537 (-) Land $8,683 Building $46,854
2023	$3,400.00 (+15.14%)	$55,537 (+28.44%) Land $8,683 Building $46,854	$158,680 (+28.44%) Land $24,810 Building $133,870
2022	$2,953.00 Homeowner's exemption	$43,240 Land $7,165 Building $36,075
2020			$123,540 Land $20,470 Building $103,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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