5422 Cindy Ln, Cincinnati, OH 45239 Property Records

Hamilton County property record for 5422 Cindy Ln, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,084 sqft · built 1953
Lot Size	0.161 acres (7,013 sqft)
Owner	2 Individual Names on Record
Last Sale	$278,500 (May 2025)
Tax Bill	$3,589 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`231-0005-0145-00`

Property Details

APN / Parcel Number

Primary APN	`231-0005-0145-00`
Alternative APN	`0084457`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,084 sqft Living Area
Gross Area	2,568 sqft
1st Floor Area	1,284 sqft
Basement Area	1,284 sqft
Finished Basement	800 sqft
Unfinished Basement	484 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,013 sqft (0.161 acres)
Lot Dimensions	128 ft deep x 55 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	60 sqft
Deck Area	Deck Area
Patio Area	552 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	5422 CINDY LN
City	CINCINNATI
State	OH
Zip	45239-7266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	CINDY LN 55 X 128 LOT 16 RUSSELL BIBEE 1ST SUB
Legal Subdivision	RUSSELL BIBEE 1ST SUB
Legal Lot Number	16
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2009
Census Tract	8300

Owner

Source: Hamilton County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5422 CINDY LN, CINCINNATI, OH 45239-7266
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
May 14, 2025	Warranty Deed, Transfer · FHA Mortgage CORNERSTONE FIRST MORTGAGE INC
Feb 29, 2024	Warranty Deed, Transfer · Conventional Mortgage ACCELERATED GROWTH CAPITAL LLC
Feb 29, 2024	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2025 · Amount on Record
Deed Sale	May 14, 2025 · Amount on Record
Prior Sale	Feb 29, 2024 · Amount on Record
Deed Document Number	202535311
Deed Book / Page	15416 / 624
Prior Transfer Date	Jul 28, 1997
Prior Transfer Doc	0000113425
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Jun 23, 2026
Property Address	5422 CINDY LN, CINCINNATI, OH 45239-7266
Document Number	0000050511
Book / Page	15692 / 3062
Instrument Date	Jun 16, 2026
Instrument	202650511
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	5422 CINDY LN, CINCINNATI, OH 45239-7266

Mortgage

Document Number	0000050511,
Date	Jun 23, 2026
Book Page	15692/3062
Instrument	202650511

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 14, 2025
Property Address	5422 CINDY LN, CINCINNATI, OH 45239-7266
Document Number	0000035311
Book / Page	15416 / 624
Map Reference	MB 63 PG 8
Instrument Date	May 9, 2025
Instrument	2025-0035311
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$278.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5422 CINDY LN, CINCINNATI, OH 45239-7266

Mortgage

Document Number	0000035312
Date	May 14, 2025
Instrument	2025-0035312

Lender

Name	CORNERSTONE FIRST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 29, 2024
Property Address	5422 CINDY LN, CINCINNATI, OH 45239-7266
Document Number	0000013240
Book / Page	15113 / 417
Map Reference	MB 63 PG 8
Instrument Date	Feb 23, 2024
Instrument	2024-0013240
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	OLD TOWN TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6453 MONALISA CT, CINCINNATI, OH 45239-5636

Mortgage

Document Number	0000013241
Date	Feb 29, 2024
Instrument	2024-0013241

Lender

Name	ACCELERATED GROWTH CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Mar 1, 2025

Mortgage

Document Number	0000013241
Date	Feb 29, 2024
Book Page	15113/419
Instrument	2024-0013241

Lender

Name	ACCELERATED GROWTH CAPITAL LLC
Type	Non-Lending Institution
Address	508 MAIN ST APT A, EVANSVILLE, IN 47708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Mar 1, 2025

February 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HAMILTON OH
Recording Date	Feb 29, 2024
Property Address	5422 CINDY LN, CINCINNATI, OH 45239-7266
Document Number	0000013239
Book / Page	15113 / 414
Map Reference	MB 63 PG 8
Instrument Date	Feb 23, 2024
Instrument	2024-0013239
Transaction Type	Transfer
Record Updated	Apr 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,589.00 (+29.24%)	$56,452 (-) Land $8,684 Building $47,768	$161,290 (-) Land $24,810 Building $136,480
2024	$2,777.00 (-3.91%) Homeowner's exemption	$56,452 (-) Land $8,684 Building $47,768
2023	$2,890.00 (+81.3%) Homeowner's exemption	$56,452 (+76.04%) Land $8,684 Building $47,768	$161,290 (+76.04%) Land $24,810 Building $136,480
2022	$1,594.00 Homeowner's exemption	$32,068 Land $7,165 Building $24,903
2020			$91,620 Land $20,470 Building $71,150

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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