5430 Bear Trap Rd, Saginaw, MN 55779 Property Records

St. Louis County property record for 5430 Bear Trap Rd, Saginaw, MN 55779

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 1 ba · 440 sqft
Lot Size	0.295 acres (12,882 sqft)
Owner	Individual Name on File
Last Sale	$73,000 (Jan 2008)
Tax Bill	$312 (2026)
Flood Zone	Zone X (minimal risk)
APN	`400-0020-00082`

Property Details

APN / Parcel Number

Primary APN	`400-0020-00082`
Alternative APN	`860307`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	440 sqft Gross Area
1st Floor Area	440 sqft

Exterior

Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	12,882 sqft (0.295 acres)

Exterior Amenities

Porch	Slab
Porch Area	44 sqft
Deck Area	90 sqft
Storage Building	84 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Wood

Location & Zoning

Account Number	860307
Street Address	5430 BEAR TRAP RD
City	SAGINAW
State	MN
Zip	55779
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	SMU
Legal Description	SLY 55 FT OF NLY 305 FT OF LOT 5 SERIAL #
Legal Subdivision	SUNSET LAKE PARK
Legal Lot Number	5
Jurisdiction	ST LOUIS MN
Township / Civil Division	INDUSTRIAL
Census Block Group	1
Census Block	1063
Census Tract	11101

Owner

5430 Bear Trap Rd, a residential property, is owned by an individual who bought it in January 2008.

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2416 25TH AVE S, MINNEAPOLIS, MN 55406-1495
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2008 · Amount on File
Deed Sale	Jan 18, 2008 · Amount on File
Deed Document Number	20081072170
Prior Transfer Date	Jul 24, 2002
Prior Transfer Doc	0000867004
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 5430 Bear Trap Rd was $312, up 9.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Industrial Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$312.00 (+9.09%)
2025	$286.00 (-0.69%)	$23,800 (+11.21%) Land $9,200 Building $14,600	$23,800 (+11.21%) Land $9,200 Building $14,600
2024	$288.00	$21,400 Land $8,800 Building $12,600	$21,400 Land $8,800 Building $12,600
2022		$31,900 Land $13,300 Building $18,600	$31,900 Land $13,300 Building $18,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5430 Bear Trap Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5430 Bear Trap Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000