St. Louis County property record for 5400 Bear Trap Rd, Saginaw, MN 55779
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1 bd · 1 ba · 560 sqft |
| Lot Size | 0.753 acres (32,827 sqft) |
| Owner | Individual Name on File |
| Last Sale | $34,500 (Jun 2007) |
| Tax Bill | $650 (2026) |
| Deeds & Mortgages | Aug 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 400-0020-00100 |
| Primary APN | 400-0020-00100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 560 sqft Gross Area |
| 1st Floor Area | 560 sqft |
| Exterior Material | Wood |
|---|---|
| Construction Type | Frame |
| Lot Area | 32,827 sqft (0.753 acres) |
| Garage Area | 440 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 80 sqft |
| Storage Building | 32 sqft |
| Sauna | Sauna |
| Heating Fuel | Gas |
|---|
| Account Number | 1187053 |
|---|---|
| Street Address | 5400 BEAR TRAP RD |
| City | SAGINAW |
| State | MN |
| Zip | 55779 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | SMU |
| Legal Description | UND 2/3 SELY 25 FT OF LOT 6 & NWLY 25 FTOF LOT 7 SERIAL # |
| Legal Subdivision | SUNSET LAKE PARK |
| Legal Lot Number | 6-7 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | INDUSTRIAL |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 11101 |
5400 Bear Trap Rd, a residential property, is owned by an individual who acquired it in August 2022.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1326 BRAINERD AVE, DULUTH, MN 55811-2430 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2007 · Amount on File |
| Deed Sale | Jun 18, 2007 · Amount on File |
| Deed Document Number | 20071054195 |
| Last Transfer Date | Aug 5, 2022 |
| Transfer Doc | 0001516956 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 27, 2025 |
| Property Address | 5400 BEAR TRAP RD, SAGINAW, MN 55779 |
| Document Number | 0001516956 |
| Instrument Date | Aug 5, 2022 |
| Instrument | 1516956 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1326 BRAINERD AVE, DULUTH, MN 55811-2430 |
The 2026 property tax bill for 5400 Bear Trap Rd was $650, up 10.2% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Industrial Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $650.00 (+10.17%) | ||
| 2025 | $590.00 (-1.01%) | $59,200 (+10.24%) Land $24,700 Building $34,500 | $59,200 (+10.24%) Land $24,700 Building $34,500 |
| 2024 | $596.00 | $53,700 Land $23,900 Building $29,800 | $53,700 Land $23,900 Building $29,800 |
| 2022 | $63,600 Land $30,100 Building $33,500 | $63,600 Land $30,100 Building $33,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5400 Bear Trap Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5400 Bear Trap Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 1,000 / 1,000 |
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