543 Waters Way, Celina, TX 75009 Property Records

Collin County property record for 543 Waters Way, Celina, TX 75009

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,769 sqft · built 2021
Lot Size0.192 acres (8,350 sqft)
Owner2 Individual Names on File
Last Sale$796,936 (May 2023)
Tax Bill$13,138 (2025)
Deeds & MortgagesJun 2026 Mortgage
May 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNR-12215-00N-0070-1

Property Details

APN / Parcel Number

Primary APNR-12215-00N-0070-1
Alternative APNs
  • 000002825327
  • 2825327

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area3,769 sqft Living Area
Gross Area4,569 sqft
1st Floor Area2,093 sqft
FlooringCeramic Tile
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialBrick
Construction TypeWood
Lot Area8,350 sqft (0.192 acres)
Garage TypeAttached
Garage Area640 sqft
PorchCovered Patio/Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address543 WATERS WAY
CityCELINA
StateTX
Zip75009-3346
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOMESTEAD AT OWNSBY FARMS PHASE 2, THE, BLK N, LOT 7
Legal SubdivisionHOMESTEAD AT OWNSBY FARMS PHASE 2, THE (
Legal BlockN
Legal Lot Number7
JurisdictionCOLLIN TX
Township / Civil DivisionCELINA
Census Block Group2
Census Block2000
Census Tract30306

Owner

543 Waters Way is owned and occupied by two individuals who bought it in May 2023.

Source: Collin County records, as of October 16, 2026

Owner of Record2 Individual Names on File
Mailing Address543 WATERS WAY, CELINA, TX 75009-3346
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 19, 2023Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage
EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2023 · Amount on File
Deed SaleMay 19, 2023 · Amount on File
Deed Document Number202355114
Prior Transfer DateJul 28, 2021
Prior Transfer Doc0000094495
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Recording DateJun 8, 2026
Property Address543 WATERS WAY, CELINA, TX 75009-3346
Document Number0000076870
Instrument DateJun 3, 2026
Instrument202676870
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address543 WATERS WAY, CELINA, TX 75009-3346

Mortgage

Document Number0000076870,
DateJun 8, 2026
Instrument202676870
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term169 Months
DueJul 1, 2040
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

May 2023: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionCOLLIN TX
Recording DateMay 19, 2023
Property Address543 WATERS WAY, CELINA, TX 75009-3346
Document Number2023000055114
Map ReferenceVOL 2020 PG 652
Instrument DateApr 26, 2023
Instrument2023000055114
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 2, 2023
Title CompanySENDERA TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address500 CRESCENT CT STE 350, 350, DALLAS, TX 75201-7854

Transferred To (Grantee/Buyer)

NameVerified Name
Address543 WATERS WAY, CELINA, TX 75009-3346

Mortgage

Document Number2023000055115
DateMay 19, 2023
Instrument2023000055115
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 543 Waters Way was $13,138 with a homeowner's exemption, down 9.6% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCollin County
MunicipalityCelina City
Unified School DistrictCelina Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,138.00 (-9.62%) Homeowner's exemption$680,529 Land $165,000 Building $515,529$680,529 Land $165,000 Building $515,529
2024$14,537.00
2023$418,137 Land $105,875 Building $312,262$418,137 Land $105,875 Building $312,262

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 543 Waters Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 543 Waters Way is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 80% of Texas
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CELINA
serves 52,701 people · EPA ID TX0430003
Water SourcePurchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State InspectionSep 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Optimum
Fiber · Cable
940 / 940
Verizon
Fixed Wireless
300 / 20
ElektraFi
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Grayson Collin Communications, Hotwire Communications, Nextlink.

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