516 Waters Way, Celina, TX 75009 Property Records

Collin County property record for 516 Waters Way, Celina, TX 75009

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,041 sqft · built 2021
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Tax Bill	$12,616 (2024)
Deeds & Mortgages	Feb 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-12215-00P-0110-1`

Property Details

APN / Parcel Number

Primary APN	`R-12215-00P-0110-1`
Alternative APN	`2825348`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,041 sqft Living Area

Exterior

Year Built	Built 2021
Lot Area	7,200 sqft (0.165 acres)

Location & Zoning

Account Number	2825348
Street Address	516 WATERS WAY
City	CELINA
State	TX
Zip	75009-3337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMESTEAD AT OWNSBY FARMS PHASE 2, THE (CCL), BLK P, LOT 11
Legal Subdivision	HOMESTEAD AT OWNSBY FARMS PHASE 2, THE (
Legal Phase	2
Legal Block	P
Legal Lot Number	11
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	2
Census Block	2000
Census Tract	30306

Owner

516 Waters Way is owned and occupied by an individual who acquired it in February 2023.

Source: Collin County records, as of October 23, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	516 WATERS WAY, CELINA, TX 75009-3337
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2023
Deed Sale	Feb 15, 2023
Deed Document Number	2023000014616
Record Updated	Jun 8, 2026

February 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Feb 15, 2023
Property Address	516 WATERS WAY, CELINA, TX 75009-3337
Document Number	2023000014616
Map Reference	VOL 2020 PG 652
Instrument Date	Feb 14, 2023
Instrument	2023000014616
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 28, 2023
Title Company	SENDERA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 CRESCENT CT STE 350, 350, DALLAS, TX 75201-7854

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 WATERS WAY, CELINA, TX 75009-3337

Mortgage

Document Number	2023000014617
Date	Feb 15, 2023
Instrument	2023000014617

Lender

Name	DIGITAL FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Mar 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	6.87%
Index	Other
Margin	3
Max Rate	9.87%

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Celina City
Unified School District	Celina Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$690,801 Land $157,500 Building $533,301	$690,801 Land $157,500 Building $533,301
2024	$12,616.00
2023		$532,114 Land $101,063 Building $431,051	$532,114 Land $101,063 Building $431,051

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 516 Waters Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 516 Waters Way is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CELINA serves 52,701 people · EPA ID TX0430003
Water Source	Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State Inspection	Sep 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Grayson Collin Communications, Hotwire Communications, Nextlink.