Merced County property record for 543 Spur Ct, Merced, CA 95341
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,298 sqft · built 1990 |
| Lot Size | 0.162 acres (7,056 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (May 2018) |
| Tax Bill | $3,050 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone AO (high risk) |
| APN | 061-430-007-000 |
| Primary APN | 061-430-007-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,298 sqft Living Area |
| Gross Area | 1,698 sqft |
| 1st Floor Area | 1,298 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 7,056 sqft (0.162 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 108 sqft |
| Patio Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 061-430-007 |
|---|---|
| Street Address | 543 SPUR CT |
| City | MERCED |
| State | CA |
| Zip | 95341-5466 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R16 |
| Legal Description | ALFA RCH UNIT 1-1&2&3 LOT 6 |
| Legal Subdivision | ALFA RCH 01 02 03 |
| Legal Lot Number | 6 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 1700 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 543 SPUR CT, MERCED, CA 95341-5466 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Dec 24, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| May 4, 2018 | Grant Deed, Transfer STEARNS LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2018 · Amount on Record |
| Deed Sale | May 4, 2018 · Amount on Record |
| Prior Sale | Apr 24, 2012 · Amount on Record |
| Deed Document Number | 201813317 |
| Prior Transfer Date | Jun 4, 1997 |
| Prior Transfer Doc | 0000018645 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 543 SPUR CT, MERCED, CA 95341-5466 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 543 SPUR CT, MERCED, CA 95341-5466 |
| Document Number | 0000036744 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 2021036744 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 543 SPUR CT, MERCED, CA 95341-5466 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 543 SPUR CT, MERCED, CA 95341-5466 |
| Document Number | 0000002973 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 2021002973 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 543 SPUR CT, MERCED, CA 95341-5466 |
| Document Number | 0000043797 |
| Instrument Date | Dec 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2020 |
| Title Company | AMROCK TITLE CA INC |
| Name | Verified Name |
|---|---|
| Address | 543 SPUR CT MERCED CA 953415466, MERCED, CA 95341-5466 |
| Document Number | 0000043797 |
|---|---|
| Date | Dec 30, 2019 |
| Instrument | 43797 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 29, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | May 4, 2018 |
| Property Address | 543 SPUR CT, MERCED, CA 95341-5466 |
| Document Number | 0000013317 |
| Instrument Date | Apr 18, 2018 |
| Instrument | 13317 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $214.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 543 SPUR CT MERCED CA 953415466, MERCED, CA 95341-5466 |
| Document Number | 13318 |
|---|---|
| Date | May 4, 2018 |
| Instrument | 13318 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 3, 2048 |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Secondary School District | Merced Union High School District (09 - 12) |
| Elementary School District | Weaver Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $279,368 (+2%) Land $52,224 Building $227,144 | |
| 2025 | $3,050.00 (+7.58%) | $273,891 (+4.04%) Land $51,200 Building $222,691 |
| 2023 | $2,835.00 (+23.96%) | $263,258 Land $49,213 Building $214,045 |
| 2022 | $2,287.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 3 (2016–2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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