Merced County property record for 504 Spur Ct, Merced, CA 95341
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,138 sqft · built 1989 |
| Lot Size | 0.183 acres (7,949 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (Feb 2019) |
| Tax Bill | $2,285 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Feb 2022 Mortgage + 5 more |
| Flood Zone | Zone AO (high risk) |
| APN | 061-430-004-000 |
| Primary APN | 061-430-004-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,138 sqft Living Area |
| Gross Area | 1,578 sqft |
| 1st Floor Area | 1,138 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 7,949 sqft (0.183 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 56 sqft |
| Patio Area | 354 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 061-430-004 |
|---|---|
| Street Address | 504 SPUR CT |
| City | MERCED |
| State | CA |
| Zip | 95341-5466 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R16 |
| Legal Description | ALFA RCH UNIT 1-1&2&3 LOT 9 |
| Legal Subdivision | ALFA RCH 01 02 03 |
| Legal Lot Number | 9 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 1700 |
Source: Merced County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 504 SPUR CT, MERCED, CA 95341-5466 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 6, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Feb 7, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 13, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 7, 2019 | Grant Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Jul 19, 2018 | Affidavit of Death, Transfer TRANSCOUNTY TITLE COMPANY |
| Jul 19, 2018 | Grant Deed, Transfer · Conventional Mortgage CHARLES W JR & DAWN HOLLOWAY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2019 · Amount on Record |
| Deed Sale | Feb 7, 2019 · Amount on Record |
| Prior Sale | Jul 19, 2018 · Amount on Record |
| Deed Document Number | 20193720 |
| Prior Transfer Date | Jul 17, 2018 |
| Prior Transfer Doc | 0000021807 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | May 6, 2026 |
| Property Address | 504 SPUR CT, MERCED, CA 95341-5466 |
| Document Number | 0000011589 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 202611589 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 504 SPUR CT, MERCED, CA 95341-5466 |
| Investor | Possibly a Property Investor |
| Document Number | 0000011589, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 202611589 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Mar 1, 2055 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 504 SPUR CT, MERCED, CA 95341-5466 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 504 SPUR CT, MERCED, CA 95341-5466 |
| Document Number | 0000005781 |
|---|---|
| Date | Feb 7, 2022 |
| Instrument | 2022005781 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 504 SPUR CT, MERCED, CA 95341-5466 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 504 SPUR CT, MERCED, CA 95341-5466 |
| Document Number | 0000007341 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 2021007341 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 504 SPUR CT, MERCED, CA 95341-5466 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000005108 |
|---|---|
| Date | Feb 13, 2020 |
| Instrument | 2020005108 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jun 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Feb 7, 2019 |
| Property Address | 504 SPUR CT, MERCED, CA 95341-5466 |
| Document Number | 0000003720 |
| Map Reference | VOL 32 PG 41&42 |
| Instrument Date | Feb 5, 2019 |
| Instrument | 2019003720 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | TRANSCOUNTY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 504 SPUR CT, MERCED, CA 95341-5466 |
| Investor | Possibly a Property Investor |
| Document Number | 0000003721 |
|---|---|
| Date | Feb 7, 2019 |
| Instrument | 2019003721 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jul 19, 2018 |
| Property Address | 504 SPUR CT, MERCED, CA 95341-5466 |
| Document Number | 0000021807 |
| Instrument Date | Jul 17, 2018 |
| Instrument | 21807 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2018 |
| Title Company | TRANSCOUNTY TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6557 NICHOLAS DR WINTON CA 953889275, WINTON, CA 95388-9275 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jul 19, 2018 |
| Property Address | 504 SPUR CT, MERCED, CA 95341-5466 |
| Document Number | 0000021809 |
| Instrument Date | Jul 12, 2018 |
| Instrument | 21809 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2018 |
| Title Company | TRANSCOUNTY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $104.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 504 SPUR CT MERCED CA 953415466, MERCED, CA 95341-5466 |
| Document Number | 21810 |
|---|---|
| Date | Jul 19, 2018 |
| Instrument | 21810 |
| Name | CHARLES W JR & DAWN HOLLOWAY |
|---|---|
| Address | 38721 BERRYCREEK CT, PALMDALE, CA 93551-4667 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Merced County assessment roll, as of July 16, 2025
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Secondary School District | Merced Union High School District (09 - 12) |
| Elementary School District | Weaver Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,285.00 (+7.73%) Homeowner's exemption | $211,832 (+4.04%) Land $61,351 Building $150,481 |
| 2023 | $2,121.00 (+0.62%) Homeowner's exemption | $203,609 Land $58,970 Building $144,639 |
| 2022 | $2,108.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 3 (2016–2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 73% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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