543 S Acacia Ave, Ripon, CA 95366 Property Records

San Joaquin County property record for 543 S Acacia Ave, Ripon, CA 95366

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1948
Lot Size	0.136 acres (5,910 sqft)
Owner	Company Name on Record
Last Sale	$412,500 (Jul 2021)
Tax Bill	$5,068 (2026)
Deeds & Mortgages	Jul 2019 Mortgage Apr 2020 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`259-250-090-000`

Property Details

APN / Parcel Number

Primary APN	`259-250-090-000`
Alternative APN	`259-250-09`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Other
Lot Area	5,910 sqft (0.136 acres)
Garage Area	396 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	259-250-09
Street Address	543 S ACACIA AVE
City	RIPON
State	CA
Zip	95366-2629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	JOHNSON ORCHARD ADD LOT 24
Legal Subdivision	JOHNSON ORCHARD ADD
Legal Block	2
Legal Lot Number	24
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	RIPON
Census Block Group	2
Census Block	2018
Census Tract	5001

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	414 ORANGE AVE, RIPON, CA 95366-2643
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 15, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 12, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 16, 2021	Grant Deed, Transfer CHICAGO TITLE COMPANY
Apr 30, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY
Apr 30, 2018	Grant Deed, Transfer · VA Mortgage STEARNS LNDG
Oct 19, 2017	Quit Claim Deed, Transfer · Conventional Mortgage STEARNS LNDG
Oct 19, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2021 · Amount on Record
Deed Sale	Jul 16, 2021 · Amount on Record
Prior Sale	Apr 30, 2018 · Amount on Record
Deed Document Number	2021119862
Prior Transfer Date	Apr 26, 2018
Prior Transfer Doc	0000047555
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	543 S ACACIA AVE, RIPON, CA 95366-2629
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076308
Date	Jul 19, 2019
Instrument	2019-076308

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	288 Months
Due	Jul 1, 2043

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	543 S ACACIA AVE, RIPON, CA 95366-2629
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045534
Date	Apr 15, 2020
Instrument	2020-045534

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	280 Months
Due	Aug 1, 2043

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	543 S ACACIA AVE, RIPON, CA 95366-2629
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	543 S ACACIA AVE, RIPON, CA 95366-2629

Mortgage

Document Number	0000006262
Date	Jan 12, 2021
Instrument	2021-006262

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	272 Months
Due	Sep 1, 2043

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 16, 2021
Property Address	543 S ACACIA AVE, RIPON, CA 95366-2629
Document Number	0000119862
Map Reference	MB 10 PG 11
Instrument Date	Jul 15, 2021
Instrument	2021-119862
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1852 W 11TH ST # 308, 308, TRACY, CA 95376-3736

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 30, 2018
Property Address	543 S ACACIA AVE, RIPON, CA 95366-2629
Document Number	0000047554
Instrument Date	Apr 26, 2018
Instrument	47554
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	543 S ACACIA AVE RIPON CA 953662629, RIPON, CA 95366-2629

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 30, 2018
Property Address	543 S ACACIA AVE, RIPON, CA 95366-2629
Document Number	0000047555
Instrument Date	Apr 26, 2018
Instrument	47555
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	CHICAGO TITLE COMPANY STOCKTON

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$297.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	543 S ACACIA AVE RIPON CA 953662629, RIPON, CA 95366-2629

Mortgage

Document Number	47556
Date	Apr 30, 2018
Instrument	47556

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2048

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 19, 2017
Property Address	543 S ACACIA AVE, RIPON, CA 95366-2629
Document Number	0000121602
Instrument Date	Oct 10, 2017
Instrument	121602
Transaction Type	Transfer
Record Updated	Nov 3, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2480 CARMICHAEL WAY TURLOCK CA 953829136, TURLOCK, CA 95382-9136

Mortgage

Document Number	121603
Date	Oct 19, 2017
Instrument	121603

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2047

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 19, 2017
Property Address	543 S ACACIA AVE, RIPON, CA 95366-2629
Document Number	0000121601
Instrument Date	Oct 10, 2017
Instrument	121601
Transaction Type	Transfer
Record Updated	Nov 3, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$286.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2480 CARMICHAEL WAY TURLOCK CA 953829136, TURLOCK, CA 95382-9136

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Ripon City
Unified School District	Ripon Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,068.00 (+6.85%)
2025	$4,743.00 (+3.81%)	$437,747 (+4.04%) Land $127,344 Building $310,403
2023	$4,569.00 (+1.62%)	$420,750 Land $122,400 Building $298,350	$420,030
2022	$4,496.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIPON serves 15,753 people · EPA ID CA3910007
Water Source	Groundwater
Last State Inspection	Apr 2024
Also Mapped Here	SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Matrix Broadband, unWired Broadband.

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