543 Monroe St, Monterey, CA 93940 Property Records

Monterey County property record for 543 Monroe St, Monterey, CA 93940

Property Summary

Property Type	Apartments (5+ Units)
Details	6 bd · 4 ba · 2,822 sqft · built 1975
Lot Size	0.129 acres (5,612 sqft)
Owner	2 Trust Names on File
Last Sale	$1,220,000 (Mar 2018)
Tax Bill	$16,304 (2025)
Deeds & Mortgages	Sep 2026 Sale Sep 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-403-007-000`

Property Details

APN / Parcel Number

Primary APN	`001-403-007-000`
Alternative APN	`001-403-007`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	17 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,822 sqft Living Area
1st Floor Area	2,822 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Multi-Family
Construction Type	Wood
Lot Area	5,612 sqft (0.129 acres)
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	001-403-007
Street Address	543 MONROE ST
City	MONTEREY
State	CA
Zip	93940-7927
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	SEVERANCE MAP LB3 BEING 40 X 38 FT & SLY 40 X 102 FT OF LOT 4 BLK 119
Legal Subdivision	SEVERANCE
Legal Block	119
Legal Lot Number	4
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	4
Census Block	4007
Census Tract	12700

Owner

543 Monroe St, a residential property, is held in a trust since March 2018.

Source: Monterey County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1445 MANOR RD, MONTEREY, CA 93940-4927
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Sep 14, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Mar 22, 2018	Grant Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2018 · Amount on File
Deed Sale	Mar 22, 2018 · Amount on File
Deed Document Number	201812085
Prior Transfer Date	Aug 30, 2006
Prior Transfer Doc	0000078643
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 15, 2026
Property Address	543 MONROE ST, MONTEREY, CA 93940-7927
Document Number	0000031535
Instrument Date	Sep 2, 2026
Instrument	202631535
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1445 MANOR RD, MONTEREY, CA 93940-4927

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 14, 2026
Property Address	543 MONROE ST, MONTEREY, CA 93940-7927
Document Number	0000031324
Instrument Date	Aug 19, 2026
Instrument	202631324
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	543 MONROE ST, MONTEREY, CA 93940-7927

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 22, 2018
Property Address	543 MONROE ST, MONTEREY, CA 93940-7927
Document Number	0000012085
Instrument Date	Mar 15, 2018
Instrument	12085
Transaction Type	Transfer
Record Updated	Apr 5, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,342.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1445 MANOR PL MONTEREY CA 93940, MONTEREY, CA 93940

Mortgage

Document Number	12086
Date	Mar 22, 2018
Instrument	12086

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 543 Monroe St was $16,304.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,416,909 (+2%) Land $580,291 Building $836,618
2025	$16,304.00	$1,389,147 Land $568,913 Building $820,234
2023	$14,651.00 (+1.38%)	$1,335,245 Land $546,822 Building $788,423
2022	$14,451.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 543 Monroe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 543 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: GeoLinks, Verizon.

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