Monterey County property record for 498 Monroe St, Monterey, CA 93940
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 984 sqft · built 1945 |
| Lot Size | 0.096 acres (4,200 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,239 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-391-028-000 |
| Primary APN | 001-391-028-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 984 sqft Living Area |
| 1st Floor Area | 984 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 4,200 sqft (0.096 acres) |
| Garage Area | 292 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 001-391-028 |
|---|---|
| Street Address | 498 MONROE ST |
| City | MONTEREY |
| State | CA |
| Zip | 93940-2207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA6 |
| Legal Description | SEVERANCE MAP MACK SUBD S 42 FT OF E 100 FT OF LOT 5 BLK 69 |
| Legal Subdivision | SEVERANCE |
| Legal Block | 69 |
| Legal Lot Number | 5 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 12700 |
498 Monroe St is owned by an individual who acquired it in July 2015.
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1970 OAKDELL DR, MENLO PARK, CA 94025-6166 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 6, 2015 |
| Transfer Doc | 0000039572 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 498 Monroe St was $4,239.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Monterey City |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $358,402 (+2%) Land $225,181 Building $133,221 | |
| 2025 | $4,239.00 | $351,375 Land $220,766 Building $130,609 |
| 2023 | $3,741.00 (+1.38%) | $337,734 Land $212,195 Building $125,539 |
| 2022 | $3,690.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 498 Monroe St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 498 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
May also be available: GeoLinks, Verizon.
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