543 Middlesex St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 543 Middlesex St, Lowell, MA 01851

Property Summary

Property TypeApartments (5+ Units)
Details9 bd · 12 ba · 14,136 sqft · built 1920
Lot Size0.45 acres (19,602 sqft)
OwnerCompany Name on Record
Last Sale$929,900 (May 2015)
Tax Bill$26,870 (2026)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNS11640

Property Details

APN / Parcel Number

Primary APNS11640
Alternative APNs
  • LOWE M:140 B:4085 L:543
  • M:000140 T:S11640

Interior

Bedrooms9 Beds
Full Baths12 Baths
Half Baths2 Half Baths
Total Rooms45 Rooms
Units12 Units
Stories3 Stories
Building Area14,136 sqft Living Area
Gross Area18,848 sqft
1st Floor Area4,712 sqft
Basement Area4,712 sqft
Unfinished Basement4,712 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialRolled Roofing
Lot Area19,602 sqft (0.45 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account NumberS11640
Street Address543 MIDDLESEX ST
CityLOWELL
StateMA
Zip01851-1429
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeUMU
Legal Block4085
Legal Lot Number543
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1001
Census Tract311200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lowell National Historical Park
listed 1978 · 8 contributing resources · NRIS 78003149

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address18 FREEMAN RD, CHELMSFORD, MA 01824-4825
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 12, 2015 · Amount on Record
Deed SaleMay 12, 2015 · Amount on Record
Prior SaleJun 1, 2006 · Amount on Record
Deed Book / Page29049 / 29
Transfer Doc0029049-29
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address543 MIDDLESEX ST, LOWELL, MA 01851-1429
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number035299-228
DateFeb 5, 2021
Book Page35299/228
Instrument7355
Lender
NameMIDDLESEX FSLA
TypeLending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$26,870.00 (+7.87%)$2,367,400 (+9.1%) Land $396,000 Building $1,971,400
2025$24,910.00 (+1.52%)$2,169,900 (+5.32%) Land $369,600 Building $1,800,300
2024$24,537.00 (+2.39%)$2,060,200 (+6.77%) Land $345,000 Building $1,715,200
2023$23,964.00$1,929,500 Land $300,000 Building $1,629,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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