489 Middlesex St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 489 Middlesex St, Lowell, MA 01851

Property Summary

Property TypeCommercial Building, Warehouse, Showroom
Details2 ba · 2,222 sqft · built 1930
Lot Size0.13 acres (5,663 sqft)
OwnerCompany Name on Record
Last Sale$340,000 (Oct 2021)
Tax Bill$4,613 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNS01160

Property Details

APN / Parcel Number

Primary APNS01160
Alternative APNs
  • LOWE M:140 B:4085 L:489
  • M:000140 T:S01160

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,222 sqft Total Area
Gross Area3,113 sqft
1st Floor Area2,222 sqft
Basement Area788 sqft
Unfinished Basement788 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialCombination
Construction TypeFrame
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberS01160
Street Address489 MIDDLESEX ST
CityLOWELL
StateMA
Zip01851-1402
Property CategoryCommercial
Property TypeCommercial > Retail > Commercial Building, Warehouse, Showroom
Local Zoning CodeUMU
Legal SubdivisionWHIPPEN MANNOR CONDO
Legal Block4085
Legal Lot Number489
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1001
Census Tract311200

Owner

Source: Middlesex County and Lowell City records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address181 STEDMAN ST, 4, LOWELL, MA 01851-5201
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 8, 2021 · Amount on Record
Deed SaleOct 8, 2021 · Amount on Record
Prior SaleJan 31, 2014 · Amount on Record
Deed Book / Page36362 / 196
Record UpdatedSep 20, 2026

October 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateOct 8, 2021
Property Address489 MIDDLESEX ST, LOWELL, MA 01851-1402
Document Number036362-196
Book / Page36362 / 196
Instrument DateOct 8, 2021
Instrument59406
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address181 STEDMAN ST STE 4, 4, LOWELL, MA 01851-5201

Mortgage

Document Number0000059408
DateOct 8, 2021
Instrument59408
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,613.00 (-1.43%)$206,200 (+2.54%) Land $82,800 Building $123,400
2024$4,680.00 (-1.93%)$201,100 (+2.65%) Land $82,800 Building $118,300
2023$4,772.00$195,900 Land $82,800 Building $113,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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