Lawrence County property record for 543 Lambs Ferry Rd, Loretto, TN 38469
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,620 sqft · built 1988 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $127,500 (May 2004) |
| Tax Bill | $1,757 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 050150 01801 |
| Primary APN | 050150 01801 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,620 sqft Living Area |
| 1st Floor Area | 2,425 sqft |
| Upper Floors Area | 1,026 sqft |
| Basement Area | 460 sqft |
| Finished Basement | 460 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 60,984 sqft (1.4 acres) |
| Garage Type | Finished |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 463 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 543 LAMBS FERRY RD |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-2824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 2 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 960700 |
543 Lambs Ferry Rd is owned by two individuals who bought it in May 2004.
Source: Lawrence County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 307, LORETTO, TN 38469-0307 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2004 · Amount on File |
| Deed Sale | May 3, 2004 · Amount on File |
| Prior Sale | Oct 25, 2001 · Amount on File |
| Deed Book / Page | 156 / 903 |
| Transfer Doc | 0156000903 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Jun 30, 2026 |
| Property Address | 543 LAMBS FERRY RD, LORETTO, TN 38469-2824 |
| Document Number | 0000003976 |
| Book / Page | 830 / 775 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 20263976 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000003976, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 830/775 |
| Instrument | 20263976 |
| Name | FARM CREDIT SERVICES/MIDLANDS FLCA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.85% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 543 Lambs Ferry Rd was $1,757.
Source: Lawrence County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,757.00 | $87,375 Land $2,275 Building $85,100 | |
| 2023 | $1,757.00 | $87,375 (-) Land $2,275 Building $85,100 | |
| 2022 | $1,757.00 | $87,375 Land $2,275 Building $85,100 | $349,500 Land $9,100 Building $340,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 543 Lambs Ferry Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 543 Lambs Ferry Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 57% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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