247 Lambs Ferry Rd, Loretto, TN 38469 Property Records

Lawrence County property record for 247 Lambs Ferry Rd, Loretto, TN 38469

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,076 sqft · built 2003
Lot Size	6.86 acres (298,822 sqft)
Owner	2 Individual Names on File
Last Sale	$289,000 (Jul 2022)
Tax Bill	$1,258 (2025)
Deeds & Mortgages	May 2021 Line of Credit Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`050142 01504`

Property Details

APN / Parcel Number

Primary APN	`050142 01504`
Alternative APN	`142 01504`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,076 sqft Living Area
1st Floor Area	2,076 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2014
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	298,822 sqft (6.86 acres)
Terrain	Rolling
Porch	Slab
Porch Area	126 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	247 LAMBS FERRY RD
City	LORETTO
State	TN
Zip	38469-2822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2
Jurisdiction	LAWRENCE TN
Township / Civil Division	2
Census Block Group	1
Census Block	1009
Census Tract	960700

Owner

Source: Lawrence County assessment roll, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	247 LAMBS FERRY RD, LORETTO, TN 38469-2822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Jul 20, 2022	Warranty Deed, Transfer · FHA Mortgage FIRSTBANK
Apr 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Apr 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 20, 2022 · Amount on Record
Deed Sale	Jul 20, 2022 · Amount on Record
Prior Sale	Nov 14, 2016 · Amount on Record
Deed Document Number	20224977
Deed Book / Page	684 / 443
Prior Transfer Date	Apr 7, 2021
Prior Transfer Doc	0000628837
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	247 LAMBS FERRY RD, LORETTO, TN 38469-2822
Transaction Type	Mortgage
Record Updated	Jan 23, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 LAMBS FERRY RD, LORETTO, TN 38469-2822

Mortgage

Document Number	0000632641
Date	May 11, 2021
Book Page	632/641
Instrument	21003040

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE TN
Recording Date	Jul 20, 2022
Property Address	247 LAMBS FERRY RD, LORETTO, TN 38469-2822
Document Number	0000684443
Book / Page	684 / 443
Instrument Date	Jul 19, 2022
Instrument	22004977
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,069.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 LAMBS FERRY RD, LORETTO, TN 38469-2822

Mortgage

Document Number	0022004978
Date	Jul 20, 2022
Instrument	22004978

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAWRENCE TN
Recording Date	Apr 7, 2021
Property Address	247 LAMBS FERRY RD, LORETTO, TN 38469-2822
Document Number	0000628837
Book / Page	628 / 837
Instrument Date	Mar 31, 2021
Instrument	21002206
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 LAMBS FERRY RD, LORETTO, TN 38469-2822

Mortgage

Document Number	0021002207
Date	Apr 7, 2021
Instrument	21002207

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAWRENCE TN
Recording Date	Apr 7, 2021
Property Address	247 LAMBS FERRY RD, LORETTO, TN 38469-2822
Document Number	0000628837
Book / Page	628 / 837
Instrument Date	Mar 31, 2021
Instrument	21002206
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 LAMBS FERRY RD, LORETTO, TN 38469-2822

Mortgage

Document Number	0021002207
Date	Apr 7, 2021
Instrument	21002207

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,258.00	$62,575 (-) Land $7,425 Building $55,150
2024	$1,258.00	$62,575 (-) Land $7,425 Building $55,150
2023	$1,258.00	$62,575 (-) Land $7,425 Building $55,150
2022	$1,258.00	$62,575 Land $7,425 Building $55,150	$250,300 Land $29,700 Building $220,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loretto Telephone Company Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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