525 Janell Ct, Merced, CA 95341 Property Records

Merced County property record for 525 Janell Ct, Merced, CA 95341

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,448 sqft · built 2020
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$248,500 (Jan 2020)
Tax Bill	$3,267 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`222-041-021-000`

Property Details

APN / Parcel Number

Primary APN	`222-041-021-000`
Alternative APN	`222-041-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,448 sqft Living Area
1st Floor Area	1,448 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces
Patio Area	59 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	222-041-021
Street Address	525 JANELL CT
City	MERCED
State	CA
Zip	95341-7034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	CYPRESS TERRACE PHASE 4 LOT 148
Legal Subdivision	CYPRESS TERRACE PH 04
Legal Lot Number	148
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1009
Census Tract	1603

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	525 JANELL CT, MERCED, CA 95341-7034
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALAMEDA MORTGAGE CORP
Jan 17, 2020	Grant Deed, Transfer · FHA Mortgage ALAMEDA MORTGAGE CORP
Oct 7, 2019	Grant Deed, Transfer SPYCHER FAMILY TRUST (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2020 · Amount on Record
Deed Sale	Jan 17, 2020 · Amount on Record
Prior Sale	Oct 7, 2019 · Amount on Record
Deed Document Number	20202124
Prior Transfer Date	Sep 3, 2013
Prior Transfer Doc	0000032778
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	525 JANELL CT, MERCED, CA 95341-7034
Transaction Type	Mortgage
Record Updated	Dec 27, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 JANELL CT, MERCED, CA 95341-7034

Mortgage

Document Number	0000051901
Date	Nov 19, 2021
Instrument	2021051901

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company
Address	WALNUT CREEK, CA 94596

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jan 17, 2020
Property Address	525 JANELL CT, MERCED, CA 95341-7034
Document Number	0000002124
Map Reference	VOL 65 PG 29-32
Instrument Date	Dec 2, 2019
Instrument	2020002124
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	525 JANELL CT, MERCED, CA 95341-7034

Mortgage

Document Number	0000002125
Date	Jan 17, 2020
Instrument	2020002125

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Mortgage

Document Number	0000002126
Date	Jan 17, 2020
Instrument	2020002126

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company
Address	WALNUT CREEK, CA 94596

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Oct 7, 2019
Property Address	525 JANELL CT, MERCED, CA 95341-7034
Document Number	0000032075
Instrument Date	Sep 27, 2019
Instrument	32075
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$46.75
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	219 N BROADWAY TURLOCK CA 953804737, TURLOCK, CA 95380-4737
Investor	Possibly a Property Investor

Mortgage

Document Number	32076
Date	Oct 7, 2019
Instrument	32076

Lender

Name	SPYCHER FAMILY TRUST (PT)
Address	PO BOX 5, BALLICO, CA 95303-0005

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Secondary School District	Merced Union High School District (09 - 12)
Elementary School District	Weaver Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$277,202 (+2%) Land $55,774 Building $221,428
2025	$3,267.00 (+10.19%)	$271,768 (+4.04%) Land $54,681 Building $217,087
2023	$2,965.00 (-0.9%)	$261,216 Land $52,558 Building $208,658
2022	$2,992.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2012–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies.

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