543 Golf Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 543 Golf Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,169 sqft · built 2002
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Dec 2020)
Tax Bill	$4,043 (2025)
Deeds & Mortgages	Mar 2018 Refinance Dec 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`008-011-043-05`

Property Details

APN / Parcel Number

Primary APN	`008-011-043-05`

Interior

Full Baths	2 Baths
Building Area	2,169 sqft Living Area
1st Floor Area	2,123 sqft
Basement Area	2,123 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	108,900 sqft (2.5 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	543 GOLF RD
City	LAPEER
State	MI
Zip	48446-3621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PARCEL B PART OF THE SW 1/4 SEC 11 T7N-R9E DES AS BEG AT A POINT ON THE S SEC LINE WHICH IS N88-29-09 E 339.79 FT FROM THE SW
Legal Range	09E
Legal Township	07N
Legal Section	11
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	2
Census Block	2003
Census Tract	336000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	543 GOLF RD, LAPEER, MI 48446-3621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance DORT FEDERAL CREDIT UNION
Dec 9, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 19, 2019	Deed of Trust, Mortgage · Line of Credit DORT FCU
Jan 8, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance DORT FEDERAL CREDIT UNION
Feb 27, 2017	Deed of Trust, Mortgage · Conventional with PMI FEDERAL EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2020 · Amount on Record
Deed Sale	Dec 9, 2020 · Amount on Record
Prior Sale	Oct 22, 2012 · Amount on Record
Deed Book / Page	3152 / 876
Prior Transfer Date	Dec 18, 2018
Prior Transfer Doc	0030030624
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	543 GOLF RD, LAPEER, MI 48446-3621
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029520576
Date	Mar 27, 2018
Book Page	2952/576

Lender

Name	DORT FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Apr 1, 2047

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Dec 9, 2020
Property Address	543 GOLF RD, LAPEER, MI 48446-3621
Document Number	0031520876
Book / Page	3152 / 876
Instrument Date	Dec 3, 2020
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	543 GOLF RD, 543, LAPEER, MI 48446-3621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	543 GOLF RD, LAPEER, MI 48446-3621

Mortgage

Document Number	3152878
Date	Dec 9, 2020
Instrument	3152/878

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	543 GOLF RD, LAPEER, MI 48446-3621
Document Number	0030660368
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	543 GOLF RD LAPEER MI 484463621, LAPEER, MI 48446-3621

Mortgage

Document Number	0030660368
Date	Dec 5, 2019
Book Page	003066/000368

Lender

Name	DORT FCU
Type	Credit Union
Address	FLINT, MI 48501-1635

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Jan 8, 2019
Property Address	543 GOLF RD, LAPEER, MI 48446-3621
Document Number	0030030621
Book / Page	3003 / 621
Instrument Date	Dec 18, 2018
Instrument	128
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	543 GOLF RD, LAPEER, MI 48446-3621

Mortgage

Document Number	0030030624
Date	Jan 8, 2019
Book Page	3003/624

Lender

Name	DORT FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	543 GOLF RD, LAPEER, MI 48446-3621
Document Number	0028820448
Book / Page	002882 / 000448
Instrument Date	Feb 27, 2017
Transaction Type	Mortgage
Record Updated	Jul 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	543 GOLF RD LAPEER MI 484463621, LAPEER, MI 48446-3621

Mortgage

Document Number	0028820448
Date	Mar 14, 2017
Book Page	002882/000448

Lender

Name	FEDERAL EMPS CU
Type	Credit Union
Address	GRAND BLANC, MI 48439

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Mar 13, 2032

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,800 (+2.22%)	$405,600 (+2.22%)
2025	$4,043.00 (+4.15%) Homeowner's exemption	$198,400 (+9.67%)	$396,800 (+9.67%)
2024	$3,882.00 (+10.5%)
2023		$180,900	$361,800
2022	$3,513.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: Bitwise.

Nearby Properties on Golf Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures