Lapeer County property record for 427 Golf Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,113 sqft · built 2003 |
| Lot Size | 2.51 acres (109,336 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $262,900 (May 2004) |
| Tax Bill | $2,256 (2025) |
| Deeds & Mortgages | Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-011-040-65 |
| Primary APN | 008-011-040-65 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 2,113 sqft Living Area |
| 1st Floor Area | 2,084 sqft |
| Basement Area | 2,084 sqft |
| Flooring | Carpet |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 109,336 sqft (2.51 acres) |
| Garage Area | 598 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 427 GOLF RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-3603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | PARCEL 13-B SEC 11 T7N R9E PARCEL #13: BEG AT A PT ON THE W SEC LINE THAT IS S 1 DEG 10' 00 W 860.98 FT FROM W 1/4 COR OF SEC |
| Legal Range | 09E |
| Legal Township | 07N |
| Legal Section | 11 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | ELBA |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 336000 |
427 Golf Rd is owned and occupied by two individuals who bought it in May 2004.
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 427 GOLF RD, LAPEER, MI 48446-3603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2004 · Amount on File |
| Deed Sale | May 26, 2004 · Amount on File |
| Prior Sale | Jul 31, 2000 · Amount on File |
| Deed Document Number | 20041 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 427 GOLF RD, LAPEER, MI 48446-3603 |
| Document Number | 0030490465 |
| Instrument Date | Sep 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 427 GOLF RD LAPEER MI 484463603, LAPEER, MI 48446-3603 |
| Document Number | 0030490465 |
|---|---|
| Date | Sep 26, 2019 |
| Book Page | 003049/000465 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 25, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 427 Golf Rd was $2,256 with a homeowner's exemption.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Elba Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $225,400 (+3.16%) | $450,800 (+3.16%) | |
| 2025 | $2,256.00 Homeowner's exemption | $218,500 | $437,000 |
| 2023 | $200,200 | $400,400 | |
| 2022 | $1,960.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 427 Golf Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1998–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 427 Golf Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEDGEWOOD GOLFSIDE CONDO ASSOC private · serves 125 people · EPA ID MI0006971 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: Bitwise.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures