543 Fowler Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 543 Fowler Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,144 sqft · built 2003
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Last Sale	$244,000 (Mar 2017)
Tax Bill	$1,594 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0038K001000`

Property Details

APN / Parcel Number

Primary APN	`0038K001000`
Alternative APNs	`0038K001` `19175`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,144 sqft Heated Area
1st Floor Area	1,144 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	200 ft deep x 115 ft wide

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	192 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19175
Street Address	543 FOWLER RD
City	RINGGOLD
State	GA
Zip	30736-2719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 1 OAK PLACE PHASE 1
Legal Subdivision	OAK PLACE PH 1
Legal Phase	1
Legal Lot Number	1
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	2
Census Block	2001
Census Tract	30201

Owner

Source: Catoosa County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	543 FOWLER RD, RINGGOLD, GA 30736-2719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Line of Credit TENNESSEE VALLEY FEDERAL CREDIT UNION
Aug 9, 2021	Deed of Trust, Mortgage · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE
Nov 20, 2017	Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2017 · Amount on Record
Deed Sale	Mar 7, 2017 · Amount on Record
Prior Sale	Jun 8, 2012 · Amount on Record
Deed Document Number	2017444
Deed Book / Page	1869 / 1
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Recording Date	Jul 8, 2026
Property Address	543 FOWLER RD, RINGGOLD, GA 30736-2719
Document Number	0000000468
Book / Page	2457 / 439
Instrument Date	Jun 30, 2026
Instrument	2026468
Transaction Type	Mortgage
Record Updated	Aug 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	543 FOWLER RD, RINGGOLD, GA 30736-2719

Mortgage

Document Number	0000000468,
Date	Jul 8, 2026
Book Page	2457/439
Instrument	2026468

Lender

Name	TENNESSEE VALLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.48%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	543 FOWLER RD, RINGGOLD, GA 30736-2719
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	543 FOWLER RD, RINGGOLD, GA 30736-2719

Mortgage

Document Number	0021580000000839
Date	Aug 9, 2021
Book Page	0000002158/0000000839
Instrument	007742

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CATOOSA GA
Property Address	543 FOWLER RD, RINGGOLD, GA 30736-2719
Document Number	0019150448
Instrument Date	Nov 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	543 FOWLER RD RINGGOLD GA 307362719, RINGGOLD, GA 30736-2719

Mortgage

Document Number	0019150448
Date	Jan 8, 2018
Book Page	001915/000448

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2048

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,594.00 (+10.54%) Homeowner's exemption	$89,336 (+34.47%) Land $10,000 Building $79,336	$223,341 (+34.47%) Land $25,000 Building $198,341
2023	$1,442.00 (+20.87%) Homeowner's exemption	$66,438 Land $10,000 Building $56,438	$166,095 Land $25,000 Building $141,095
2022	$1,193.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2026)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber · DSL in parts of the area	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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