Catoosa County property record for 511 Fowler Rd, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,130 sqft · built 2002 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $103,000 (Aug 2005) |
| Tax Bill | $1,153 (2022) |
| Deeds & Mortgages | May 2026 Mortgage Jan 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0038K003000 |
| Primary APN | 0038K003000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,130 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,651 sqft (0.52 acres) |
| Lot Dimensions | 198 ft deep x 115 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 100 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 19177 |
|---|---|
| Street Address | 511 FOWLER RD |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-2719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 3 OAK PLACE PHASE 1 |
| Legal Subdivision | OAK PLACE PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30201 |
Source: Catoosa County assessment roll, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 511 FOWLER RD, RINGGOLD, GA 30736-2719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE |
| Jan 9, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE |
| Aug 31, 2023 | Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL |
| Aug 19, 2020 | Deed of Trust, Mortgage · VA Mortgage CARDINAL FIN'L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 1, 2005 · Amount on Record |
| Deed Sale | Aug 1, 2005 · Amount on Record |
| Deed Book / Page | 1209 / 166 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | May 12, 2026 |
| Property Address | 511 FOWLER RD, RINGGOLD, GA 30736-2719 |
| Document Number | 0024470000000041 |
| Book / Page | 2447 / 41 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 2026318 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 511 FOWLER RD, RINGGOLD, GA 30736-2719 |
| Document Number | 0000000318, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 2447/41 |
| Instrument | 2026318 |
| Name | FREEDOM MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 511 FOWLER RD, RINGGOLD, GA 30736-2719 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 511 FOWLER RD, RINGGOLD, GA 30736-2719 |
| Document Number | 0023640000000546 |
|---|---|
| Date | Jan 9, 2025 |
| Book Page | 0000002364/0000000546 |
| Instrument | D2025-000090 |
| Name | FREEDOM MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 511 FOWLER RD, RINGGOLD, GA 30736-2719 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 511 FOWLER RD, RINGGOLD, GA 30736-2719 |
| Document Number | 0022920000000650 |
|---|---|
| Date | Aug 31, 2023 |
| Book Page | 0000002292/0000000650 |
| Name | CARDINAL FINANCIAL |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 511 FOWLER RD, RINGGOLD, GA 30736-2719 |
| Document Number | 0020890402 |
| Instrument Date | Aug 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 511 FOWLER RD RINGGOLD GA 307362719, RINGGOLD, GA 30736-2719 |
| Document Number | 0020890402 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 002089/000402 |
| Instrument | 8964 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 29, 2035 |
Source: Catoosa County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $86,840 (+33.61%) Land $10,000 Building $76,840 | $217,101 (+33.61%) Land $25,000 Building $192,101 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $64,995 Land $10,000 Building $54,995 | $162,487 Land $25,000 Building $137,487 |
| 2022 | $1,153.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1990–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 82% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGGOLD serves 2,953 people · EPA ID GA0470002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ringgold Telephone Company Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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