5428 N Oak St, Spokane, WA 99205 Property Records

Spokane County property record for 5428 N Oak St, Spokane, WA 99205

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 768 sqft · built 1948
Lot Size0.167 acres (7,290 sqft)
OwnerIndividual Name on Record
Last Sale$298,200 (Mar 2025)
Tax Bill$2,579 (2026)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN26364.0424

Property Details

APN / Parcel Number

Primary APN26364.0424

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area768 sqft Living Area
1st Floor Area768 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 2019
Architectural StyleRanch
Exterior MaterialShingles
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,290 sqft (0.167 acres)
Lot Dimensions135 ft deep x 54 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space
Patio Area144 sqft
Shed1 Shed
Shed Area240 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address5428 N OAK ST
CitySPOKANE
StateWA
Zip99205-5565
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionMT PLEASANT L24 B4
Legal Range42E
Legal Township26N
Legal Section36
Legal SubdivisionMT PLEASANT
Legal Block4
Legal Lot Number24
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group1
Census Block1028
Census Tract700

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 2356, YAKIMA, WA 98907-2356
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 27, 2025 · Amount on Record
Deed SaleMar 27, 2025 · Amount on Record
Prior SaleDec 12, 2006 · Amount on Record
Deed Document Number20257406479
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address5428 N OAK ST, SPOKANE, WA 99205-5565
Transaction TypeMortgage
Record UpdatedFeb 16, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007020648
DateJan 12, 2021
Instrument7020648
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term234 Months
DueJul 1, 2040

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,579.00 (+14.17%)$266,600 (+23.54%) Land $80,000 Building $186,600$266,600 (+23.54%) Land $80,000 Building $186,600
2025$2,259.00 (+6.81%)
2024$215,800 (+37.54%) Land $60,000 Building $155,800$215,800 (+37.54%) Land $60,000 Building $155,800
2023$2,115.00 (+14.88%)$156,900 Land $58,000 Building $98,900$156,900 Land $58,000 Building $98,900
2022$1,841.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPOKANE
serves 346,138 people · EPA ID WA5383100
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Wind Wireless
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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