5418 N Oak St, Spokane, WA 99205 Property Records

Spokane County property record for 5418 N Oak St, Spokane, WA 99205

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,917 sqft · built 1954
Lot Size	0.155 acres (6,744 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Sep 2023)
Tax Bill	$3,237 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26364.0422`

Property Details

APN / Parcel Number

Primary APN	`26364.0422`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,917 sqft Living Area
Gross Area	2,592 sqft
1st Floor Area	1,312 sqft
Basement Area	960 sqft
Finished Basement	605 sqft
Unfinished Basement	355 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,744 sqft (0.155 acres)
Lot Dimensions	134 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Patio Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5418 N OAK ST
City	SPOKANE
State	WA
Zip	99205-5565
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	MT PLEASANT L22 B4
Legal Range	42E
Legal Township	26N
Legal Section	36
Legal Subdivision	MT PLEASANT
Legal Block	4
Legal Lot Number	22
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1028
Census Tract	700

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5418 N OAK ST, SPOKANE, WA 99205-5565
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Sep 1, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN MORTGAGE CO INC
Jan 16, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Prior Sale	Jun 11, 2007 · Amount on Record
Deed Document Number	20237306004
Prior Transfer Date	Jun 25, 2012
Prior Transfer Doc	0006105162
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5418 N OAK ST, SPOKANE, WA 99205-5565
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007180226
Date	Feb 14, 2022
Instrument	7180226

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 1, 2023
Property Address	5418 N OAK ST, SPOKANE, WA 99205-5565
Document Number	0007306004
Map Reference	VOL M PG 46
Instrument Date	Sep 1, 2023
Instrument	7306004
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,205.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5418 N OAK ST, SPOKANE, WA 99205-5565

Mortgage

Document Number	0007306005
Date	Sep 1, 2023
Instrument	7306005

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Mortgage

Document Number	0007306006
Date	Sep 1, 2023
Instrument	7306006

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company
Address	RICHARDSON, TX 75083

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5418 N OAK ST, SPOKANE, WA 99205-5565
Document Number	0006793613
Instrument Date	Jan 16, 2019
Transaction Type	Mortgage
Record Updated	Apr 11, 2019
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5418 N OAK ST SPOKANE WA 992055565, SPOKANE, WA 99205-5565

Mortgage

Document Number	0006793613
Date	Mar 29, 2019
Instrument	6793613

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 28, 2059

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,237.00 (+2.21%)	$343,600 (-10.29%) Land $80,000 Building $263,600	$343,600 (-10.29%) Land $80,000 Building $263,600
2025	$3,167.00 (-15.46%)
2024		$383,000 (+46.86%) Land $60,000 Building $323,000	$383,000 (+46.86%) Land $60,000 Building $323,000
2023	$3,746.00 (+22.74%)	$260,800 Land $58,000 Building $202,800	$260,800 Land $58,000 Building $202,800
2022	$3,052.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on N Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures