5427 Gorham Dr, Charlotte, NC 28226 Property Records

Mecklenburg County property record for 5427 Gorham Dr, Charlotte, NC 28226

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 5,065 sqft · built 1999
Lot Size0.507 acres (22,085 sqft)
OwnerCompany Name on Record
Last Sale$1,650,000 (Mar 2020)
Tax Bill$15,960 (2024)
Deeds & MortgagesJul 2021 Sale
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN187-381-28

Property Details

APN / Parcel Number

Primary APN187-381-28

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area5,065 sqft Living Area
1st Floor Area3,024 sqft
Upper Floors Area2,041 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialOther
Lot Area22,085 sqft (0.507 acres)
Garage Area944 sqft
PorchFinished/Open Porch
Porch Area815 sqft
Patio Area186 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address5427 GORHAM DR
CityCHARLOTTE
StateNC
Zip28226-6411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL1 M29-461
Legal SubdivisionPELLYN WOOD PH 03 MAP 01
Legal Block1
Legal Lot Number1
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1005
Census Tract2908

Owner

Source: Mecklenburg County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address6135 PARK SOUTH DR, 510, CHARLOTTE, NC 28210-0100
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2021Deed, Transfer
Nov 13, 2017Deed of Trust, Mortgage · Commercial Mortgage
FIRST CITIZENS BANK AND TRUST CO INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 20, 2020 · Amount on Record
Deed SaleMar 20, 2020 · Amount on Record
Prior SaleSep 5, 2008 · Amount on Record
Deed Document Number202039977
Deed Book / Page34390 / 982
Record UpdatedOct 29, 2026

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionMECKLENBURG NC
Recording DateJul 15, 2021
Property Address5427 GORHAM DR, CHARLOTTE, NC 28226-6411
Document Number0000136902
Book / Page36298 / 646
Map ReferenceMB 29 PG 461
Instrument DateJul 12, 2021
Instrument2021136902
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6135 PARK SOUTH DR STE 510, 510, CHARLOTTE, NC 28210-0100

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address5427 GORHAM DR, CHARLOTTE, NC 28226-6411
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000153116
DateNov 13, 2017
Book Page32265/900
Instrument2017153116
Lender
NameFIRST CITIZENS BANK AND TRUST CO INC
TypeBank
AddressRALEIGH, NC 27603
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,169,800 Land $703,600 Building $1,466,200$2,169,800 Land $703,600 Building $1,466,200
2024$15,960.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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